Did the Insurance Company Make a Fair Offer?

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Did the Insurance Company Make a Fair Offer?
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• This is a very common question, one we hear
  probably more often than any other question.
  Youve been in a car wreck and the insurance
  company has offered you a settlement (often
  before you talk to an attorney) and you wonder if
  its a fair and reasonable offer. It may seem
  like a lot of money it may seem like not nearly
  enough, but how can you know if its fair? And
  more importantly, how can you know if youre
  leaving money on the table?
• More often than not, if you havent spoken to an
  attorney and have them fighting for your rights,
  you are NOT going to get the insurance companys
  best offer.

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• Why would they give you their best right away?
  Out of the goodness of their hearts? Please. They
  are in business to make money which means giving
  YOU as little of it as they think they can get
  away with. Lets unpack this a little further
• Most insurance companies have a policy to make a
  low offer until you file a lawsuit
• The first offer is almost never the final offer,
  and most insurance companies wont give you an
  actually reasonable offer until you have hired an
  attorney to represent you in your case and moved
  forward with legal action.

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• The adjuster is not paid to help you figure out
  ALL of the damages you may be owed
• The adjusters job is to give you the least
  amount that they can. They arent going to take
  into account any missed time from work, out of
  pocket expenses, and other things that an
  experienced attorney can help you be fairly
  compensated for. Make sure an attorney reviews
  ALL of your case details to ensure you are
  getting the maximum available.

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• Remember, even though that first number may at
  first seem to be a lot, you want to be absolutely
  sure it is enough to cover every expense you may
  have. Besides, if you were injured through no
  fault of your own, you deserve to be compensated
  for everything medical expenses, missed time at
  work, damage to your vehicle, the reduced value
  of your now wrecked car, and more. An experienced
  car wreck lawyer will be able to guide you
  through this process and will help you make sure
  you receive every penny you are entitled to.

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• Bill Hotz and Associates is your personal
  advocate for any type of personal injury case.
  Whether you need a knowledgeable "Knoxville
  personal injury lawyer", car wreck lawyer,
  nursing home neglect attorney, wrongful death
  lawyer, social security disability lawyer or even
  "truck accident attorneys in Knoxville", we will
  represent you aggressively and passionately.
  Contact us today for your free consultation by
  visiting http//www.askthecarwreckattorneys.com