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FIN 420 course Marvelous Learning/tutorialrank.com

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For more course tutorials visit www.tutorialrank.com FIN 420 Week 1 Individual Assignment Identify Personal Financial Goals FIN 420 Week 1 DQ 1 FIN 420 Week 1 DQ 2 – PowerPoint PPT presentation

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Title: FIN 420 course Marvelous Learning/tutorialrank.com

1
FIN 420 course Marvelous Learning/
tutorialrank.com
The Best way to predict the Future is to create
it.....To Best way....
www.tutorialrank.com
2
FIN 420 course Marvelous Learning/
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FIN 420 Entire Course (UOP Course)
For more course tutorials visit
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FIN 420 Week 1 Individual Assignment Identify
Personal Financial Goals
FIN 420 Week 1 DQ 1
FIN 420 Week 1 DQ 2
FIN 420 Week 2 Team The Johnsons
FIN 420 Week 2 Case Study Carol Jones
FIN 420 Week 2 DQ 1

3
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FIN 420 Week 1 DQ 1 (UOP Course)
For more course tutorials visit
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Describe your current budgeting system. What
factors influence your financial decisions? What
are the benefits or concerns of your current
budgeting system?

4
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FIN 420 Week 1 DQ 2 (UOP Course)
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Ch. 1 of Focus on Personal Finance introduces
eight components of personal financial planning.
Describe three components of personal financial
planning. Visit one of the Key websites suggested
on the corresponding pages of Focus on Personal
Finance for each of the three components you
described. What information did you find most
valuable on the websites you visited?

5
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FIN 420 Week 1 Individual Assignment Personal
Finance Mission Statement
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Write a 350- to 700-word personal finance mission
statement that describes where you want to be
financially and how you want to get there.
Communicate the following in your mission
statement
Personal values
Financial goals
Future vision
An easy action to take to meet your mission
A difficult action to take to meet your mission

6
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FIN 420 Week 2 Case Study Carol Jones
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FIN 420 Week 2 Case Study Carol Jones
Case Study Carol Jones
Carol works as a business representative for an
import/export company. Her job provides her with
the opportunity to travel and experience new
things. Because she travels so much, Carol feels
that she does not have a handle on her finances.
She has decided to pay a visit to a financial
advisor for help.

7
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FIN 420 Week 2 DQ 1 (UOP Course)
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Consider your personal cash flows. How would you
adjust cash outflows (i.e. adjust your budget) if
your household income was cut in half? If your
cash inflows increased, how would you reallocate
your surplus to meet your personal needs and
objectives? How do you use credit as a part of
your personal financial plan?

8
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FIN 420 Week 2 DQ 2 (UOP Course)
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Many different types of financial institutions
exist. Differentiate between deposit institutions
and non-deposit institutions. Provide two
examples of deposit and non-deposit financial
institutions with a brief explanation of each.
How can you use each of these financial
institutions to manage your cash flows and
develop or enhance your personal financial plan?

9
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FIN 420 Week 2 Individual Assignment Personal
Finance Problems and Summary
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Complete the Personal Finance Problems - Week 2.
Write a 750- to 1,050-word summary of the
problems in which the team includes the
following
What influence does present and future value of
money have on the different scenarios?
What is the role of risk in determining decisions
to diversify or how assets are allocated?

10
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FIN 420 Week 2 Personal Finance Quiz
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1 Carla Lopez deposits 2,500 a year into her
retirement account. If these funds have an
average earning of 8 percent over the 40 years
until her retirement, what will be the value of
her retirement account?
2 An ATM with a service fee of 2 is used by a
person 100 times in a year. What would be the
future value in 10 years (use a 3 percent rate)
of the annual amount paid in ATM fees?

11
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FIN 420 Week 2 Team The Johnsons
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FIN 420 Week 2 Learning Team The Johnsons
Review Case 1, The Johnsons Decide to Buy a
Car, p. 245.
Complete the questions.
Click the Assignment Files tab to submit your
assignment.

12
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FIN 420 Week 3 Bond Ratings
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FIN 420 Week 3 Bond Ratings
Research bond information within the University
Library or the Internet.
Answer the following
What type of information about bonds is available
on the Internet? How can you use this information
within your personal or professional life? (90-
to 175-words)

13
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FIN 420 Week 3 DQ 1 (UOP Course)
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Evaluate your personal risk tolerance using
Exhibit 11-2 A Quick Test to Measure Investment
Risk in Ch. 11 of Focus on Personal Finance.
Based on your results, were you considered more
conservative or less conservative? What factors
affected your investment choices? Consider a
friend or family member who is more conservative
or less conservative than you. How do their money
management behaviors differ from your own?

14
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FIN 420 Week 3 DQ 2 (UOP Course)
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Financial experts agree that having an emergency
fund is an essential component of a comprehensive
financial plan. However, advice regarding the
number of months of household expenses the
emergency fund should cover varies between 3 and
9 months. Taking into account the current
financial environment, how many months of
expenses would you recommend for an emergency
fund and why? What are three investment options
that are appropriate for an emergency fund? Which
of these investment options offer the best
returns? What reasons might encourage you to
forego a higher return on your emergency funds?

15
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FIN 420 Week 3 Individual Problem Worksheet
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Complete Worksheet 37 in Focus on Personal
Finance, Your Financial Plan Evaluating
Corporate Bonds.
Explain the principle of asset allocation. Using
the Internet or library research, prepare a
2-minute presentation describing why the
principle of asset allocation is important when
establishing an investment program.
Assume you are 59 years old, want to retire in 6
years, and currently have an investment portfolio
valued at 550,000 invested in technology stocks.
After talking with friends and relatives, you
have decided that you have too many eggs in one

16
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FIN 420 Week 3 Learning Team Problems
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Assume that you are choosing an
investment for your retired parents. What are the
advantages and disadvanges of each of the
following?
o a bond issued by the federal government,
o a state or local government,
o or a corporation?
Which would you recommend for your
retired parents? Justify your answer.

17
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FIN 420 Week 3 Team Mutual Funds Analysis
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FIN 420 Week 3 Team Mutual Funds Analysis
Research a mutual fund family such as Vanguard,
American Funds, T. Rowe Price, and so forth.
Identify one mutual fund from that family for
each of the following categories
Actively managed common stock fund.
Fixed income fund.

18
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FIN 420 Week 4 DQ 1 (UOP Course)
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Adjustable rate mortgages (ARMs) have received a
great deal of bad press due to the tremendous
number of foreclosures resulting from families
who could not afford the loan payments once the
interest rates increased. Do you believe this
loan option was used appropriately in recent
years? Why or why not? Under what circumstances
does the use of ARMs make sense? Please explain.

19
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FIN 420 Week 4 DQ 2 (UOP Course)
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Visit a site such as www.bankrate.com to
determine current rates for both a 60-month and a
36-month loan on a new car where the buyer must
finance 20,000. Using the loan calculator, what
is the difference in monthly payments between the
60-month loan and the 36-month loan? Review the
amortization tables. What is the difference in
total interest one would pay over the life of
these two loans? What do these differences show
you about the true cost of the car?

20
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FIN 420 Week 4 Individual Assignment Mutual Fund
Evaluation
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Choose a mutual fund family such as Vanguard,
American Funds, T. Rowe Price, and so forth.
Identify one mutual fund from that family for
each of the following categories
Actively managed common stock fund
Fixed income fund
Balanced fund
International fund
Fund devoted to retirement investing

21
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FIN 420 Week 4 Personal Finance Quiz
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1 As a stockholder of Kentucky Gas and Oil, you
receive its annual report. In the financial
statements, the firm reported after-tax earnings
of 1,200,000 and has issued 1,500,000 shares of
common stock. The stock is currently selling for
24 a share. What is the per earnings share for
Kentucky Gas and Oil?

22
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FIN 420 Week 4 Team Life Insurance Paper
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FIN 420 Week 4 Team Life Insurance Paper
Write a 1,150- to 2,000-word paper about life
insurance that explains some basics to a
potential purchaser.
Include the following
Compare and contrast the various forms of life
insurance.

23
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FIN 420 Week 4 Team Life Insurance Presentation
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FIN 420 Week 4 Team Life Insurance Presentation
Include the following
Compare and contrast the various forms of life
insurance.
Describe the provisions of life insurance
policies.
Evaluate and explain the methods used to
calculate life insurance needs, and

24
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FIN 420 Week 4 Textbook Problems
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FIN 420 Week 4 Textbook Problems
Write a 175- to 350-word response to Case 6 on p.
317 in Ch. 10 of Personal Finance.
Complete Do the Math, 2 on p. 344 in Ch. 11 of
Personal Finance.
Complete 1, Calculating Life Insurance Need,
on p. 376 in Ch. 12 of Personal Finance.
Click the Assignment Files tab to submit your
assignment.

25
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FIN 420 Week 5 DQ 1 (UOP Course)
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Life insurance is a topic many people do not like
to discuss, but understanding your familys needs
and planning appropriately in the event of a
premature death is also part of a comprehensive
financial plan. Outlined in Ch. 10 are four
methods for estimating life insurance needs.
Which insurance options are most appropriate for
your family situation? Based on what you have
identified as most appropriate for you, do you
currently have enough life insurance? If not, how
can you close this gap?

26
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FIN 420 Week 5 DQ 2 (UOP Course)
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Consider your current financial plan. Based on
what you have learned about your financial goals,
risk tolerance, and risk and return of various
investment options, what adjustments should you
make to the asset allocation of your investment
portfolio? What specific actions do you need to
take to make those adjustments or to establish
your investment portfolio? What adjustments will
you need to make to your budget and investment
portfolio to include adequate insurance?