What to DO while filing a car insurance claim

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What to DO while filing a Car Insurance Claim
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• First move to make following an incident is to
  CALL THE POLICE. That is the right action to take
  legally and the FIR is a necessary document that
  will Help your insurance claim.

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• Always inform your insurance company or broker
  the moment an accident or loss takes place, or
  with minimum delay. Most companies have a window
  of 48 hours from the time the accident occurred
  to be notified. Respect the rules and call the
  company or broker at the first opportunity.

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• At the of the accident, try to take photographs
  of the damage to your car, your injuries, the
  other party, the accident, etc. Photographic
  evidence is one great way of capturing the
  incident in all its vivid details for revisiting
  in the future. Never forget to Note down the
  names and numbers of any witnesses who are
  willing to help prove your insurance claim.
  Remember to take down the insurance details of
  the other parties involved in the accident as
  well.

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• After informing the insurance provider, you might
  Reread Your Insurance Plan Document and try to
  clearly understand what is covered and what is
  excluded from the insurance coverage, in
  particular. You may want to call the helpline for
  further guidance or visit their website too.

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• Be honest and prompt at all times with the
  insurance company. Never hide details that may
  later show you in a poor light. Always bear in
  mind that failing to disclose the truth can work
  against you, as it may invalidate your policy or
  may even cause your claim to be rejected.

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• It is advisable to keep detailed notes of all
  conversations with the insurance company
  representatives, along with names, job titles of
  people you speak with, for future reference.

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• From the time of the accident until the final
  settlement, save all receipts (such as of meals,
  lodging, and purchases made) with regard to
  pursuing your claim or recovering from your
  injuries. The best way to do this is to maintain
  a file and keep all these documents in it.

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• Consult your attorney as s/he will protect your
  rights and ensure that no valuable evidences are
  destroyed.
• Other than the above pointers, always maintain a
  valid driving license and an insurance policy
  copy.

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Thank You!
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