What Does A Home Warranty Cover?

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What Does A Home Warranty Cover?
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Home warranties help homeowners save on appliance
and system breakdowns. For mechanical issues
around the house, its important to call on a
professional to get the job done. But what
exactly does a home warranty cover? Weve got the
answer. First things first Whats the
difference between homeowners insurance and a
home warranty? Many people get home warranties
confused with home insurance. If youre
considering a home warranty or even already have
one, its essential to know the difference
between the two Home Insurance In the case of
damaged personal items, such as in a fire or
flood, homeowners insurance will cover the
damages in accordance with your contract. Home
Warranty In the case of wear and tear or other
mechanical mishaps around the home, a home
warranty will cover repairs or replacements in
accordance with your contact.
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• The main difference is that home warranties
  focus on essential appliances and systems that
  keep the home functioning (as opposed to the
  personal possessions you keep in your home).
• Taking a closer look, heres how a home warranty
  can help protect important parts of your home
• The kitchen.
• Kitchen appliances will typically last for years,
  but when they fail, you can incur high costs for
  a repair or replacement if you dont have a home
  warranty. Fortunately, refrigerators are a
  commonly covered asset in cases of mechanical
  mishap, as well as ovens, dishwashers, and
  garbage disposals. Since these are assets used
  every day by families, its important to be ready
  in case of a breakdown.
• 2. The yard.
• Certain mechanical parts of in-ground pools and
  spas are covered under some home protection
  plans, such as the filtration and heating
  systems. If you take care of your homes lawn,
  the sprinkler system can also be covered with a
  home warranty.

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3. The laundry room. Washers and dryers are
prone to common mechanical mishaps that happen
through daily wear and tear. Theyre also tough
to fix and require special parts that a service
professional should be able to help with. Of
course, calling upon a professional for washer
and dryer repair can be costly in the absence of
a home warranty.   4. The living areas and
bedrooms. One of the most important aspects of
your home is the temperature. A home warranty can
cover the heating and cooling systems that keep
your living spaces comfortable. If you were to
experience a breakdown, heating and cooling is
often very expensive to repair or replace, but a
home warranty can help you save. 5. The
plumbing. The last thing you want to encounter
as a homeowner is a plumbing issue. Home
warranties can cover septic systems, plumbing
stoppage, sump pumps, and even well pumps. Dont
get your hands dirty trying to solve these
mechanical issues when Select Home Warranty can
send over a service professional to get the job
done.  
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