Best guide to investment options

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Best Investment Plan
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Best guide to investment options
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• Today, life insurance investment especially ulips
  have been taking a major role in the way we make
  an investment and at the same time try to secure
  our future.
• Financial planning is gaining importance as one
  of the important aspects of life today. Today,
  people are giving greater importance to overall
  financial planning over simple tax planning as
  opposed to how people used to do some years back.
  Today, times have changed and also the needs to
  people have changed, making it an inevitable step
  that perhaps everyone has to take.
• Proper financial planning is also important today
  because of the increasing expenditures in our
  daily life such as rising cost of living in the
  urban areas, increase in the cost of medical
  expenses, the urge to maintain a steady or a
  better life style, etc are forcing us to rethink
  our financial position and to save money for a
  better tomorrow for us and for our children as
  well.
• The need for financial planning also comes down
  to leading not only a steady lifestyle but also
  to give better life to our children, to give
  better opportunities to our children to excel in
  education and later on in their careers.

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• All of the above mentioned things remain as
  aspirations when we do not act upon something.
  Only when we take an active step toward building
  wealth, we cannot be sure of transforming our
  dreams into reality.
• Today, a greater need for taking up investment
  plan is felt by many working people than those in
  the past. Nowadays, there are numerous options
  available to us which make investments possible.
  But, not all the kinds of investments may be
  suited for us. But, one of those options may be
  well suited for most people and it is insurance.
  Life insurance is one such product which is
  relevant to almost all the people. Today, life
  insurance can act only as insurance and security
  but also as an investment option for many of us.
  These life insurance investment options are
  available with most of the insurance companies.
  These investment plans have a dual role to play.
  One is the life insurance and the other is the
  investment.

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• These plans are specifically called as ULIPs.
  ULIPs are Unit Linked Insurance Plans. these
  ULIPs are designed to provide life insurance with
  a return from the stock market. One can take the
  benefit of the return from stock market without
  directly investing money in the stock market.
  These ulip plans are also available not only in
  life insurance, but also in other types of
  insurance such as children plans, retirement or
  pension plans and health insurance.
• In these Best Investment Plan or ulip plans, the
  premiums paid by the policy holder are invested
  in stock market in the form of units just like
  mutual funds. As these units mature, they attain
  something called NAV or Net Asset Value. This
  value denotes the health of the units and how
  they are performing. The policy holder can from
  time to time check the performance of the units
  and can also change the portfolio to make them
  more profitable or safer by changing the
  portfolio all together depending upon the
  performance at the stock market. In other words,
  the policy holder has the full control over the
  account.

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• These kind of life insurance investment or ulip
  plans are more profitable than mutual funds
  because of the average age of these ulip plans.
  On a general scale, the age of mutual funds is
  about 5 years. But, in case of ULIP units the
  average age would be 15 years to 25 years. During
  this time, these units will attain the highest
  possible and one can earn profits.
• Sourcehttp//bit.ly/2sD3pIN

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