Education loan for students

1
Education Loan For Students
2
Education Loan For Students When it comes to
studying abroad there is only one study loan that
can help you right through. So Think Smart Think
Avanse . Avanse Education Loan For Students
Avanse is a new age education finance
company(www.avanse.com). We are an Associate
Company of Dewan Housing Finance Ltd. (DHFL), a
leading player in the housing finance sphere.
3
Avanse is a Non Banking Finance Company (NBFC)
and is regulated by the Reserve Bank of India.
Think Smart Get the Avanse Edvantage -100
Education Finance - No Margin Money -Flexible
Repayment Structuring -4 days Loan Sanction
-Customized Loan Solutions -Option to Repay from
Abroad -No Upper Limit on Loan Amount -Attractive
Interest Rate 12.75 -Doorstep Service
-Hassle-free Transparent Process -Post
Disbursement Online Account Management
4

• EDUCATION LOAN SCHEME Base Rate 9.85 w.e.f.
  10.04.2015 EDUCATION LOANS
• STUDENT LOAN SCHEME Loan Amount Rate of Interest
• For loans upto Rs.4 lacs 3.50 above Base Rate,
  currently 13.35 p.a. Above Rs.4 lacs and upto
  Rs.7.50 lacs 3.75 above Base Rate, currently
  13.60 p.a. Above Rs.7.50 lacs 1.75 above Base
  Rate, currently 11.60 p.a. NRI SERVICES
  INTERNATIONAL BANKING GROUP COMPANIES CORPORATE
  BANKING SERVICES SBI Quick Links Quick Links
  PRODUCTS / SERVICES Select Services LOCATORS HOME
  Interest Rates Deposit Rates Savings Bank
  Deposits NRI Loan Schemes Interest Rates Home
  Loans Interest Rates With Effect From 13.04.2015
  Auto Loans Education Loan For Students Scheme
  Personal Loans Schemes Loans against Securities
  Gold Loans Loans against Property SBI Career Loan
  Processing Fees Penal Interest Other Charges
  Agricultural Segment SME Segment Old Interest
  Rates (Last 10 Years) Interest Rate For Borrowers
  Other Than P Segment Interest Rates On FCNB Loans
  To Exporters Corporates Base Rate (Historical
  Data) Benchmark Prime Lending Rate (Historical
  Data) SBI Corporate Website Interest Rates Loan
  Schemes - Interest Rates Education Loan Scheme
  EDUCATION LOAN SCHEME Base Rate 9.85 w.e.f.
  10.04.2015 EDUCATION LOANS

5

• STUDENT LOAN SCHEME Loan Amount Rate of Interest
• For loans upto Rs.4 lacs 3.50 above Base Rate,
  currently 13.35 p.a. Above Rs.4 lacs and upto
  Rs.7.50 lacs 3.75 above Base Rate, currently
  13.60 p.a. Above Rs.7.50 lacs 1.75 above Base
  Rate, currently 11.60 p.a. (0.50 concession in
  interest for girl students) (1 concession for
  full tenure of the loan, if interest is serviced
  promptly as and when applied during the
  moratorium period, including course duration) IT
  exemption under Section 80(E) in respect of
  interest paid in all Education Loans

6
2) SCHOLAR LOAN SCHEME List of 93 institutions
(list enclosed) Related Links List of 93
institutions Rate of Interest List ROI List AA
25 bps above Base Rate i.e., 10.10 p.a. at
present List A 25 bps above Base Rate i.e.,
10.10 p.a. at present List B For loans upto Rs.
20 lacs (No Security, only Parent/ Guardian as
co-borrower) 50 bps above Base Rate i.e., 10.35
p.a. at present Further concessions 25 bps if
collateral security gt the loan amount 25 bps
work experience of more than 2 years (effective
rate of interest with both concessions not to be
lower than 25 bps above Base Rate presently,
10.10 p.a.) List C 175bps above Base rate i.e.
11.60 p.a. 1 concession for full tenure of the
loan, if interest is serviced promptly as and
when applied during the moratorium period,
including course duration Click here for List of
Institution IT exemption under Section 80(E) in
respect of interest paid in all Education Loan
For Students
7
3) LOAN SCHEME FOR VOCATIONAL EDUCATION AND
TRAINING Rate of Interest 3.50 above Base Rate,
currently 13.35 p.a. 1 concession for full
tenure of the loan, if interest is serviced
promptly as and when applied during the
moratorium period, including course duration
Note1 interest concession for servicing
interest is available if interest is serviced
promptly soon after application but not later
than the following month. IT exemption under
Section 80(E) in respect of interest paid in all
Education Loans Source http//eduloanind.blogspo
t.in/
8
Follow Us On
https//www.facebook.com/AvanseEducationLoan
https//www.linkedin.com/company/avanse-financial-
services
https//plus.google.com/AvanseFinancialServicesLt
dMumbai
https//twitter.com/avanseeduloan
https//www.youtube.com/channel/UCcsuUx1EH1C08XmX2
embpug
9
Click to know more onEducation Loan For
Students

• http//www.avanse.com/education-loan