Swift Loans (1)

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Welcome to Swift Loans Borrow Online from 200
to 2,000! Swift Loans offers fast easy loans to
help with your instant loan online. Apply now for
quick cash loan and wed love to help
you. Theres no paperwork for you to fill out,
and well let you know how much quick cash you
may be able to borrow within a matter of minutes.
Often you need money fast, so once approved,
well transfer the cash loan from our account
within the hour. Whats more, we give you the
option of repaying over either 4, 8 or 12 weeks
so that you can be comfortable that your short
term loan wont be a burden.
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At Swift Loans Australia, we provide better
solution for Best Payday Loan because our loans
are tailored to your budget and our flexible
repayment plans. Swift Loans is the best place to
go for online cash loans. We have been granted a
credit licence by Australias financial services
regulator, ASIC.
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How it works

• Theyre Fast and Easy Loans!
•  
• Apply online.
• You can apply online 247 from your mobile device
  or computer. The process is really fast and easy.
•  
• 2. Verify your income and expenses.
• Once you have met the initial eligibility
  requirements we then verify your income and
  expenses. Amongst other things, we review your
  most recent 90 days of bank transaction history.
  We use the services of a secure, reputable,
  external company, to help us with this. 
• As our application process is 100 online, we can
  only accept applications via our website, and we
  do not accept bank statements via fax or
  email. Our bank statement provider is regularly
  adding new banks to their service. 
•  
• 3. Approval.
• We will then call you on the mobile number that
  you provide in your application to determine the
  suitability of the loan for you.

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4. Confirm your loan. If youre satisfied, click
the Confirm button and "I agree" to the Terms
Conditions of the Loan Contract.   5. We
transfer you the money from our account in under
60 minutes! We always aim to transfer the loan
funds from our bank account within 60 minutes of
receipt of signed contract, if during AEST
standard bank hours. The processing of, and
subsequent deposit into your account, will always
be subject to your financial institution, which
is outside of our control.   6. Simple Direct
Debit. When your application is complete, well
provide a simple Direct Debit payment form for
you to complete so that your Swift Loans
repayments happen when theyre due, with no extra
work from you!   When you become a VIP Swift
member the process is even faster!
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If your loan is approved by us, you will receive
an email with a link to your loan offer. Using
the link that we send you, you then login to our
website, check that you are satisfied with the
details of our offer, and click "Submit" at the
bottom of each webpage.  COST When you keep to
up-to-date with your repayment schedule you will
only be charged The loan establishment fee of
19.99 and, The monthly account maintenance fee
of 3.95 Direct Debit fees will be paid directly
to the direct debit provider (Ezidebit Pty Ltd)
as follows An Administration Fee at the start
of your loan of 2.20 to set-up your direct debit
account A direct debit processing fee of 1.10
per transaction In the event that a direct debit
fails, an 11.90 dishonor fee. (NB. Swift Loans
Australia Pty Ltd does not make any money from
these direct debit fees).   Other fees and
charges. In the event that you miss a loan
repayment we will charge other fees to compensate
us for the extra work we then need to do. These
are fees such as Default fees and Collection
fees. Default Notice Fee
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Dishonoured payment Fee 14.50 payable to us on
the dishonouring of any direct debit or failure
to make payment in accordance with the terms of
this agreement.   Direct Debit Reschedule
Fee 14.50 payable to us each time a change is
made to your direct debit arrangements when in
default.    Debt Recovery Field Call The costs
incurred on any necessary field call when your
account is in arrears will be passed onto
you.   Enforcement Expenses  The costs incurred
in the recovery of the outstanding amount when
you are in default under the agreement, will be
passed onto you.    Statement Fee 7.00 each
time on the provision of an account statement
other than when required by law.    Debt
recovery   Finally, if we cant remedy a default
by you we will charge you the costs of recovering
that debt, at cost.  
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7.00 payable to us each time we issue you with a
notice of default when you fail to make a
repayment in accordance with your loan repayment
schedule.   Missed payment follow-up phone
call/email/letter/SMS 7.00 payable to us each
time we have to organize, prepare and
call/email/mail/SMS you for failing to make a
scheduled repayment in accordance with your loan
repayment schedule.  Term of Loan. At Swift
Loans we don't believe that you should take out
long-term loans to fix short-term problems.
However, we do know that you need some
flexibility, that is why we offer three loan
repayment terms - 4, 8 or 12 weeks. We like to
ensure that all loan fees are very transparent,
so that you can make informed decisions about
your ability to repay before you proceed with a
loan. To see how much you may qualify for, and to
see an example of the loan repayments and fees
and charges over a 4, 8 or 12 week term,   Early
repayment of loan. We do not charge any
additional fees for early termination of the
contract.
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