Apply Home Loan Online - MyFundBucket

1
APPLY HOME LOAN ONLINE
www.myfundbucket.com
2
What is MyFundBucket?

• MyFundBucket matches people looking for loans
  with money lending institutes providing loans at
  best interest rate.
• MyFundBucket makes the process of getting loans
  very easy. One just needs to set up an account,
  upload documents and apply for loans.
• If one does not want to upload documents, they
  can register themselves and MyFundBuckets
  associate will take care of it.
• One can also integrate MyFundBucket with their
  email accounts, banks accounts, outlooks, etc.
  and MyFundBucket will directly pull the required
  documents from the profile.

www.myfundbucket.com
3
Loan Process

• Set up an account at MyFundBucket
• Apply to different banks online
• Get your documents verified online
• Get the loan amount and interest rate from banks
• The whole process from collecting documents to
  getting loan sanctioned is online, so you can
  apply Loan on Fingertips
• MyFundBucket helps you select the best suited
  loan for you!

www.myfundbucket.com
4
Why MyFundBucket?

• You can upload your documents and apply to
  several different banks at same time resulting in
  fast processing of the loan application and
  making it easy for you to select the best suited
  loan
• MyFundBucket gets integrated with your mailbox,
  bank accounts and directly pull the required bank
  statements, other documents required for loan
  processing

www.myfundbucket.com
5
What is the eligibility criteria?

• Individuals or Group of Individuals or Members of
  Cooperative Society
• Individuals with regular income From business or
  agriculture or profession or trade or salary
• Employed 3 years confirmed service
• Self employed 3 years in the business
• Not a defaulter and should not enjoy any other
  credit facility of same nature
• Should own the house in his name or spouse
• Applicant should not be more than 60 years

www.myfundbucket.com
6
Amount

• Many banks give loan upto Rs. 50 lacs for
  resident individuals
• For High net worth individuals its Rs. 2 crores
• Loan is also fixed based on age and repayment
  capability of applicants

www.myfundbucket.com
7
Rate of Interest

• Depends on loan and repayment period
• Depends on fixed or floating ROI
• Mostly the rate of interest of bank is from 8 to
  11 at the present scenario

www.myfundbucket.com
8
Disbursement

• Home loan interest rates vary on the basis of the
  loan amount, the credit history/score of the
  applicant as well as previous relationship of the
  borrower with the lender
• Additionally, home loans are linked to the base
  rate prescribed by RBI, however, banks provide
  home loans at a certain percentage above the base
  rate
• Currently home loan interest rates start from
  9.5 onwards
• In case of construction of house, it is based on
  stages of progress
• In case of flat, disbursement is on progress of
  construction
• In case of completed flat, the disbursement is
  done in one go

www.myfundbucket.com
9
Are my documents safe?

• Yes. MyFundBucket saves the documents in secured
  repository and provide them to banks along with
  loan application.
• Later on one can also access their documents at
  anytime from the MyFundBucket repository and use
  them over for credit cards, debit cards,
  policies, mutual fund, insurance, utility
  connections, consulting services, etc.

www.myfundbucket.com
10
What are the charges we have to pay to
MyFundBucket?

• And all this is done totally free of cost and its
  completely online
• Our associates are available 24/7 for any kind of
  assistance at our toll free number 1800-120-0288
• You can log on to www.myfundbucket.com
• Watch this video myfundbucket

11

• THANK YOU

www.myfundbucket.com