RL Kramer LLC - Duties of Credit Repair Consultant

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Duties of Credit Repair Consultant
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Who is Credit Repair Consultant?
The process is started by reviewing your credit
history on your credit reports. Once a thorough
assessment has been made, we can determine the
best course of action in your individual
circumstance. Credit repair is not for everyone,
and not all negative items can be removed from a
credit report. Some items on a credit report may
require settlements with an agreement that the
specified item is modified to a positive line on
the credit report while others take less drastic
measures and require only the removal of the
negative items.
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1. Attain Credit Worthiness
Ultimate aim of an expert is to help clients in
improving their scores, thereby regaining a
status of creditworthiness. This even relates to
clients who have tainted financial reputation
because of facing problems related to identity
theft. This issue also includes such people who
have tainted their score because of spending
money carelessly. So, the specialist helps
clients to regain a good score by adopting more
accountable financial habits.
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2. Build a Credit History
In most cases, having a poor score is much like
having a derogatory score. For people with no
such financial history, the best credit repair
companies advice ways for establishing fresh
score lines such as recommending a person to open
one or more credit card accounts or establishing
a sound transaction history.
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3. Eliminate Obsolete Information
Mostly different states have their own set of
statute of limitations related to consumer debt,
which indicates issues related to bankruptcy,
credit card debt and judgments stated on the
report. The specialists deal with the process in
consideration to such limitations. After
determining the statute of limitations concerned
to a specific date, he analyzes the copy of the
score report of his client. In case, the amount
of debt stated on the statute of limitations, he
will communicate about it to the credit bureaus
for removing the amount from the report.
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Situations in which you need Credit Repair
Consultant

• When you have legitimate errors on your credit
  report
• The primary function of any credit repair company
  is to remove errors from a faulty credit report.
• When you have errors that can't be verified
• If you have a negative statement on your credit
  report that cannot be verified, like when the
  lender concerned was bought out or went out of
  business, then it should be removed.
• If the lender is willing to negotiate and work
  with a credit repair agency
• Strict lenders don't like to work with credit
  repair companies, but some are willing to listen
  and negotiate so your score can be raised.

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Contact - RL Kramer
RL Kramer LLC 424 Baker Ave, Unit
1664Whitefish, MT 59937Phone
406-730-7989Fax [phone]Email information_at_
rlkramer.com 
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