Car Loan - Letzbank (1) - PowerPoint PPT Presentation

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Car Loan - Letzbank (1)

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Get your dream car with Letzbank – PowerPoint PPT presentation

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Title: Car Loan - Letzbank (1)


1
Personal Loan
2
What is Personal Loan??
  • Personal loan, a loan to meet your current
    financial needs, is also referred to as an
    unsecured loan as there is no security against
    it. It is usually taken by borrowers who are
    looking for quick and easy loans with manageable
    interest rate and minimum documentation. You can
    use a personal loan as per your convenience
    without being monitored for the actual end usage.
  • https//www.letzbank.com

3
Loan Service at your door steps
4
Eligibility
5
Documentation required for a Personal Loan
  • Application duly signed
  • Photographs
  • Cheque - Processing fee
  • Proof of
  • 1. Identity - Voter ID/ Passport Copy/ Driving
    License.
  • 2. Address - Passport Copy/ Utility Bill
    (Electricity, Water)/ Rental Agreement/
    Ration Card
  • 3. Income (depending on type of employment) -
    Latest Salary Slips (3 months) / Bank
    Statements (3 - 6 months) / Passbook (3 - 6
    months)/ Current Salary Certificate
  • 4. Tax paid - Latest Form 16/ Income Tax Return

6
FAQ
  • What can I use a Personal Loan for?
  • Personal loan can be used for anything and
    everything. There are no restrictions on the end
    use. You could use the loan money to finance
    anything from the latest flat-screen-plasma-LCD
    TV to buying your better-half a diamond ring.
  • How do I take a Personal Loan?
  • You can always start by checking out with
    different banks offering you the loan for the
    best offers - interests - EMI schemes etc. Also
    find out the eligibility criteria and the
    documents required to submit before you apply.
  • How is my loan eligibility determined?
  • Loan eligibility depends upon various factors
    which differ from banks to banks. The main factor
    of course, is your ability to repay the loan.
    Also your profile, in terms of residence and the
    place you work in also matters. Do make sure to
    check all such other eligibilities before
    applying.
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