FIN 420 UOP Academic Achievement/uophelp

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FIN 420 UOP Course Tutorial

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FIN 420 UOP Course Tutorial

• FIN 420 Entire
  Course
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•  FIN 420 Week 1 Individual Assignment Identify
  Personal Financial GoalsFIN 420 Week 1 DQ 1FIN
  420 Week 1DQ 2FIN 420 Week 2 Individual
  Assignment Worksheets 6 and 7FIN 420 Week 2 LT
  Deliverable (Update on Final Project)FIN 420
  Week 2 DQ 1FIN 420 Week 2DQ 2

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FIN 420 UOP Course Tutorial

• FIN 420 Week
  1 DQ 1
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• Describe your current budgeting system. What
  factors influence your financial decisions? What
  are the benefits or concerns of your current
  budgeting system?
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FIN 420 UOP Course Tutorial

• FIN 420
  Week 1 DQ 2
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  tutorials visit
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• Ch. 1 of Focus on Personal Finance introduces
  eight components of personal financial planning.
  Describe three components of personal financial
  planning. Visit one of the Key websites suggested
  on the corresponding pages of Focus on Personal
  Finance for each of the three components you
  described. What information did you find most
  valuable on the websites you visited?
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FIN 420 UOP Course Tutorial

• FIN 420 Week 1 Individual Assignment Identify
  Personal Financial Goals
• For more course tutorials visit
• www.uophelp.com
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• FIN 420 Week 1 Individual Assignment Identify
  Personal Financial Goals
• Resources Creating Financial Goals chart in Ch.
  1 of Focus on Personal Finance
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FIN 420 UOP Course Tutorial

• FIN 420 Week
  2 DQ 1
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• Consider your personal cash flows. How would you
  adjust cash outflows (i.e. adjust your budget) if
  your household income was cut in half? If your
  cash inflows increased, how would you reallocate
  your surplus to meet your personal needs and
  objectives? How do you use credit as a part of
  your personal financial plan?
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FIN 420 UOP Course Tutorial

• FIN 420 Week 2
  DQ 2
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• Many different types of financial institutions
  exist. Differentiate between deposit institutions
  and non-deposit institutions. Provide two
  examples of deposit and non-deposit financial
  institutions with a brief explanation of each.
  How can you use each of these financial
  institutions to manage your cash flows and
  develop or enhance your personal financial plan?
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FIN 420 UOP Course Tutorial

• FIN 420 Week 2 Individual Assignment
  Worksheets 6 and 7
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• FIN 420 Week 2 Individual Assignment Worksheets 6
  and 7
• Resource Ch. 2 of Focus on Personal Finance
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• Complete Worksheets 6 and 7 of Your Personal
  Financial Plan at the end of Ch. 2 of Focus on
  Personal Finance.
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FIN 420 UOP Course Tutorial

• FIN 420 Week 2 LT Deliverable (Update on
  Final Project)
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• FIN 420 Week 2 LT Deliverable (Update on final
  Project)

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FIN 420 UOP Course Tutorial

• FIN 420 Week 3
  DQ 1
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  tutorials visit
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• Evaluate your personal risk tolerance using
  Exhibit 11-2 A Quick Test to Measure Investment
  Risk in Ch. 11 of Focus on Personal Finance.
  Based on your results, were you considered more
  conservative or less conservative? What factors
  affected your investment choices? Consider a
  friend or family member who is more conservative
  or less conservative than you. How do their money
  management behaviors differ from your own?
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FIN 420 UOP Course Tutorial

• FIN 420 Week 3
  DQ 2
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• Financial experts agree that having an emergency
  fund is an essential component of a comprehensive
  financial plan. However, advice regarding the
  number of months of household expenses the
  emergency fund should cover varies between 3 and
  9 months. Taking into account the current
  financial environment, how many months of
  expenses would

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FIN 420 UOP Course Tutorial

• FIN 420 Week 3 Individual Assignment
  Personal Financial Plan
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  visit
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• FIN 420 Week 3 Individual Assignment Personal
  Financial Plan
• Resources Focus on Personal Finance and
  Worksheets 6 and 7
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FIN 420 UOP Course Tutorial

• FIN 420 Week 3 LT Deliverable
  (Update on Final Project)
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  visit
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• FIN 420 Week 3 LT Deliverable (Update on Final
  Project)

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FIN 420 UOP Course Tutorial

• FIN 420
  Week 4 DQ 1
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  tutorials visit
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• Adjustable rate mortgages (ARMs) have received a
  great deal of bad press due to the tremendous
  number of foreclosures resulting from families
  who could not afford the loan payments once the
  interest rates increased. Do you believe this
  loan option was used appropriately in recent
  years? Why or why not? Under what circumstances
  does the use of ARMs make sense? Please explain

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FIN 420 UOP Course Tutorial

• FIN 420 Week 4 DQ
  2
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• Visit a site such as www.bankrate.com to
  determine current rates for both a 60-month and a
  36-month loan on a new car where the buyer must
  finance 20,000. Using the loan calculator, what
  is the difference in monthly payments between the
  60-month loan and the 36-month loan? Review the
  amortization tables. What is the difference in
  total interest one would pay over the life of
  these two loans? What do these differences show
  you about the true cost of the car?

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FIN 420 UOP Course Tutorial

• FIN 420 Week 4 Learning Team Assignment Market
  Analysis Proposal
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  tutorials visit
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• FIN 420 Week 4 Learning Team Assignment Market
  Analysis Proposal
• Your team is a Personal Financial Planning team.
  Your client has hired your firm to provide an
  overview of common investment options, explain
  the current financial environment, and recommend
  the most

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FIN 420 UOP Course Tutorial

• FIN 420 Week 4 LT Deliverable (Update
  on Final Project)
• For more course tutorials
  visit
• www.uophelp.com
•    
•        
•         FIN 420 Week 4 LT Deliverable (Update on
  Final Project)

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FIN 420 UOP Course Tutorial

• FIN 420 Week 5
  DQ 1
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  visit
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• Life insurance is a topic many people do not like
  to discuss, but understanding your familys needs
  and planning appropriately in the event of a
  premature death is also part of a comprehensive
  financial plan. Outlined in Ch. 10 are four
  methods for estimating life insurance needs.
  Which insurance options are most appropriate for
  your family situation? Based on what you have
  identified as most appropriate for you, do you
  currently have enough life insurance? If not, how
  can you close this gap?
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FIN 420 UOP Course Tutorial

• FIN 420
  Week 5 DQ 2
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  tutorials visit
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• Consider your current financial plan. Based on
  what you have learned about your financial goals,
  risk tolerance, and risk and return of various
  investment options, what adjustments should you
  make to the asset allocation of your investment
  portfolio? What specific actions do you need to
  take to make those adjustments or to establish
  your investment portfolio? What adjustments will
  you need to make to your budget and investment
  portfolio to include adequate insurance?
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FIN 420 UOP Course Tutorial

• FIN 420 Week 5 Learning Team Assignment
  Evaluate a Financial Plan
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  visit
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• FIN 420 Week 5 Learning Team Assignment Evaluate
  a Financial Plan
• Your team is a Personal Finance Planning team.
  The head of your firm has asked you to create a
  draft of certain sections of a new company
  training manual relating to evaluation of a
  financial plan, including determining personal
  insurance needs, comparing loan options,
  adjusting asset allocation relative to personal
  financial goals, and calculating the present and
  future value of money saved.

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FIN 420 UOP Course Tutorial