Use Your Credit Card Correctly

1
USING YOUR CREDIT CARD CORRECTLY
2
Overpay, Overpay, Overpay!
Make sure that you pay at least the minimum each
month, but if you want to avoid interest building
up, then make overpayments when possible.
3
0 Balance Transfer Cards
If youre already swamped by credit card debt,
consider taking out a card with a 0 interest
period on balance transfers and you can buy
yourself some valuable time.
4
Bad Credit Rating?
If youre finding yourself getting turned away by
credit card providers because of your credit
rating, then try using a credit building credit
card to improve your credit score steadily over
time.
5
Pick the Right Card!
Before you apply for a credit card, work out
exactly what you want it for, and then make sure
that you pick the right card for your purposes.
6
Compare Cards!
To find the best interest rates and rewards
schemes available, head over to
www.moneyexpert.com and run a quick, free
comparison.