Title: Raise Credit Score
1MetroFund Financial Inc.
Call - (714) 975-6050
A Fast Credit Repair Service
www.metrofundfinancial.com
2Who Are We?
MetroFund Financial, Inc. is a multi-service
financial firm located in the heart of Orange
County, CA. Our primary service is credit
repair. In addition to being able to repair your
credit, our company can offer what few others
can a one-stop shop where you can have your
credit restored to an optimal score level,
assistance in shopping for a home afterwards, and
getting your home loan funded. This saves you the
time and headache of searching for a reputable
agent and lender. And because we work directly
with lenders, clients can be sure they will be
offered the best rates possible!
3Your Credit History
- Your credit history is the single most important
portion of your credit profile. In fact, it alone
accounts for one-third of your credit score
calculation. - What is credit history? It is a detail of all
financially-related activities youve had in the
past. This includes, but is not limited to - Your credit card spending habits, to a certain
degree. - How consistent you are in paying your credit card
bills. - How much you have borrowed to purchase a car.
- How consistent you are in paying your car note
each month. - If youve ever had your car repossessed.
- How much you have borrowed to purchase a home.
- How consistent you are in paying your mortgage
each month. - If youve ever had your home foreclosed.
- If you owe any money outside of what youve
borrowed (i.e. child support, tax liens, etc). - As you can see, your credit history can tell a
lot about who you are in terms of finances. It is
a very reliable source of data for a creditor to
use in deciding whether or not to lend you money.
4Why Your Credit Matters
- When it comes to a persons credit, there are two
types of people those who care about whats on
it and those who dont. Regardless of which group
you are in, you can be assured you will be
affected by it in one way or another and more so
if you are trying to get ahead in life. - Your credit profile can matter in the following
situations - If you are applying for credit cards.
- If you are attempting to purchase a car.
- Applying for a home loan.
- Applying for a job.
- Looking to rent a home or any other type of unit.
5The Process
1-on-1 consultation with an agent - After
obtaining a copy of your credit report, you will
receive a free consultation with one of our
agents. We will walk you through the entire
report and explain to you in full detail each
item and how it affects your credit rating.
Determine what you would like to dispute - After
reviewing the credit report, your consultant will
help you determine where the problem areas are.
Once all problems are identified, you will
receive a quote.
Work on your file begins - After you sign the
credit repair contract, your file goes to our
Processing department and work immediately
begins. Since bureaus are required to respond to
disputes within 30 days
You will begin to see results - As work on your
file continues and derogatory or inaccurate items
begin to fall off, your credit profile will begin
to improve. We also keep you informed of your
progress through phone calls and emailed reports.
6Length of Credit History
The longer your credit history, the better a
potential lender can determine how good of a
borrower you are. To give a comparison John and
Mary are both perfect drivers, meaning they
have not gotten into a single car accident for
all the time they have been driving. However,
John got his license just yesterday Jane has
been driving for over 10 years. While its true
that they are both perfect drivers, we can
confidently say that Jane is a good driver. As
for John, its difficult to determine if he is a
good driver, since he has only been a perfect
driver for one day.
7Fix Your Credit Fast
We have been able to fully deliver on our
promises with every client. However, even with
a perfect track record, we cannot guarantee that
we will be able to fix every item on your credit
report---and you should be wary of any company
that says they can. A great credit repair company
can still fail at disputing an item, even if the
chance is very small. Nevertheless, our
guarantee is that we will do our best to fix all
items we agreed to fix. And, although we have
never failed at doing what we do, if we are
unable to successfully dispute any items, you
will not be charged for them.
8Contact Us For a Free Consultation
- We can help remove the following items off your
credit report - Identity Theft / Fraud
- Wage Garnishments
- Closed Accounts
- Settled Accounts
- Late Payments
- Foreclosures
- Bankruptcies
- Charge-Offs
- Collections
- Judgments
- Tax Liens
- Inquiries
- Lots More..
www.metrofundfinancial.com
(714) 975-6050
1850 E. 17th St. Ste. 219 Santa Ana, California
92705
info_at_metrofundfinancial.com