Financial Planners Waldorf

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Financial Services Associates website Our firm
practices in many areas of retirement planning,
personal financial planning, estate planning
strategies, annuities, education funding and
insurance analysis.
LET A FINANCIAL PROFESSIONAL SHOW YOU HOW
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Estate Planning Resources ------------------------
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The Basics Of Selling Your Home Mutual
Funds Investing in Stocks Living Trusts
Market Summary Market Sectors Market Movers A-Z
Listings
Detailed Quote Symbol Lookup
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This information is designed to provide a general
overview with regard to the subject matter
covered and is not state specific. The authors,
publisher and host are not providing legal,
accounting, or specific advice to your situation.
This is not an offer of securities in any
jurisdiction, nor is it specifically directed to
a resident of any jurisdiction. As with any
security, request a prospectus from your
registered representative. Read it carefully
before you invest or send money. Insurance and
financial products are limited to residents of
Maryland, Virginia, District of Columbia,
Pennsylvania, Delaware, and New Jersey.
Residents of other states can be offered these
programs once we are licensed in the state.
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I am an Investment Adviser Representative (IAR)
in the state of Maryland. How Financial
Professionals are Paid . Commission based
products Compensation (methods and disclosure)
The firms clients interests come first. . We
will recommend investment products based on what
is in their best interest and not based on which
one would give us more earnings. . When
requested, we will inform clients of the dollar
amount of fees (commissions or loads) they will
pay on the purchase of any investment product. .
When appropriate, we may refer clients to other,
related professionals for services they are
better able to provide. We sometimes receive
referrals from these professionals . My firm does
not, nor does any affiliate or member of my firm,
act as a general partner, participate in or
receive compensation as a general partner from
investments that we recommend. . We will provide
prospective clients with references, upon
request. . We will provide a free review to
prospective clients so that we may determine if
their needs and our practice are
well-matched. If you are interested in
providing Investment Strategies, Personal Finance
Strategies,
Educational Funding, Charitable Giving,
Estate Retirement
Planning, Funding, Insurance
Business Finance Strategies, and
Analysis to prospective clients please
contact our company.
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Planning Concerns - What are Your Concerns Tax
Deferred Annuities
PLANNING CONCERNS Are you satisfied with your
current strategy? Are your plans up-to-date, or
do they need to be changed. Use the list below to
identify your potential financial needs.
Social Security Medicare/Medicaid Options
Required Minimum Distributions Qualified
Retirement Plans Individual Retirement Accounts
(IRAs)
WHAT ARE YOUR CONCERNS
INCOME PROTECTION
ESTATE PLANNING
Disability Income Protection Strategies Asset
Protection Strategies Creditor Protection Income
Tax Planning Strategies Home Health Care Assisted
Living/Alternate Community Care Nursing Home
Care Medicare/Medicaid Planning
Wills/Durable Power of Attorney Health Care
Directives/Living Will Revocable Living
Trust/Irrevocable Trust Lifetime Gifting/Family
Gifts Wealth Transfer Strategies Family Limited
Partnerships Limited Liability Companies
Qualified Personal Residence Trust Charitable
Gifts/Charitable Trust Charitable Remainder
Annuity Trust Charitable Remainder Unit
Trust Charitable Lead Trust Donor Advisor Trust
Pooled Income Trust Other Charitable Trust Options
ASSISTING PARENTS/CHILDREN
Income/Savings/Insurance Strategies
Education/College Funding Strategies Income Tax
Planning Living Expenses/Bill Paying Services
Divorce/Remarriage Issues Special Needs
Trust Recreational/Leisure Volunteer
Activities Reverse Annuity Mortgages
RETIREMENT PLANNING
Emergency Funds/Short Term Savings Wealth
Accumulation Strategies Investments
Pension/Retirement/401(k)Plans Individual
Retirement Plans (IRAs)
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Alzheimer/Dementia Issues Death/Dying Funeral
Concerns
Financial Services Associates 10906 Timothy
Court White Plains, MD 20695-3104 Phone
800-821-2304, Metro 301-843-0382, Local
301-645-0325 Fax [phone] E-mail
john_at_hardingjs.com http//www.hardingjs.com