What Is Pre Existing Condition In Home Warranty

1
Pre- Existing Conditions?

• How does a home warranty company determine

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2
What is a pre-existing condition?

• Any fault that is already present in an
  appliance/system before or when the home service
  contract is signed is referred to as a
  pre-existing condition. Most home warranty
  companies do not cover pre-existing conditions.

3
How are pre-existing conditions determined?

• When a customer expresses his wish to purchase a
  home warranty, the warranty provider will -
• Send a home inspector to examine his house and
  prepare a report on the condition of the house
  and its contents
• Ask the homeowner to hire a professional
  inspector to prepare the report

4
What does the home inspector do?

• Home inspectors job is to prepare a report on the
  following
• The condition of the house which includes
• Roofs and ceilings
• Attic
• Other visible features
• The state of the appliances and systems in it,
  which includes
• HVAC
• Plumbing and electrical systems
• Kitchen and general appliances

5
Who uses the home inspection report?

• If the inspector was sent by the home warranty
  company, they will go through the report and note
  down faults that are already existing in various
  components of a home. These faults will not be
  covered and will be included in the contract as
  an excluded condition.
• There are some companies that may cover
  pre-existing conditions, kindly refer to the
  contract for further information.
• For home buyers, home inspection is a must as it
  helps understand potential problems with the
  property.

6
Thank you!
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