Flood insurance quotes online

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Phone [phone]
Welcome to Quick Flood Quote! Our mission is to
provide you with the highest quality flood
insurance available combined with the lowest
rates in your area. Along with that, we will
never charge you a broker fee. It's not uncommon
for agents to charge 300 or more for a broker
fee. With us you will always have access to every
option available. There is absolutely no reason
for you to have to look any further. Our
ultimate goal is to build a trust filled
lasting relationship with each of our clients so
that we may continue providing excellent service
for many years to come. A promise we make to each
of our clients is that we will shop the entire
market before each and every renewal to ensure
that you will never pay more than you have to for
flood insurance again. We offer unparalleled
service and the most competitive quotes!
The current marketing system for flood insurance
is broken and is costing Consumers approximately
800,000,000 per year!! The NFIP, a federal
program offered through FEMA, offers flood
insurance, through 83 separate distribution
companies known as, ?WYOs?. Currently,
approximately 9? of the
entire flood market is controlled by the WYOs as
part of an extensive network of more than
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2500 marketing companies which include, every
major insurance company in the US. Some of the
larger companies on the list include, State Farm,
Farmers, American Family, Allstate, Geico,
Hartford, Travelers, Progressive, USAA, Liberty
Mutual, just to name a few. The estimated
revenues that are paid out to this collective
group to market the NFIP is in excess of ONE
TRILLION DOLLARS!!! Because of this huge
financial monopoly of the flood insurance market,
it is very clear why, when a consumer is needs to
obtain flood insurance, regardless of whether
they contact their local insurance agent or, one
of the large national insurance agencies, almost
without exception, they are only offered the NFIP
option for flood insurance. Because the consumer,
in most cases, is not aware that they could be
eligible for other private options for their
flood insurance, it is estimated that as many as
3,000,000 consumers could be saving 30 to 50 or
even more on the cost of their flood
insurance. Also, due to FEMA's current flood
mapping changes that are occurring throughout the
US, there are many cases where the private flood
insurance option could potentially reduce their
premium for flood insurance by as much as 90!
When these flood mapping changes occur, the
difference in the annual flood insurance expense
between the NFIP and the private option could add
up to several thousand dollars! Without any
knowledge of a private option, this puts the
consumer in a desperate situation because they
can no longer afford pay the increased costs for
flood insurance expense as required by their
lender. In most cases they also don't have the
option to sell their home because the increased
cost of the flood insurance has devalued the home
below what they actually owed. Unless you have
been a victim yourself, it may be difficult to
believe that this could actually happen. To help
substantiate this claim, we would like to site an
actual case that aired on a major TV news network
just a few months ago in Colorado.... "The
homeowner lived in a modest home in a suburb of
Denver and the home was currently valued at
approximately 200,000. When they purchased the
home just a few years ago they obtained a loan
for 150,000 which the lender required flood
insurance for because the home was located in a
special flood hazard. So they obtained coverage
with the NFIP through their local insurance agent
for the required amount of 150,000 to cover the
building up to their loan amount. Their initial
premium was 1350 per year. Prior to their
renewal in February of 2014, FEMA had adjusted
the flood mapping in this area and raised the
baseline flood elevation by 6 feet. When they
received their renewal in February they found out
that because of the change in the baseline flood
elevation their rate would be increasing from
1350 to 6200 or increase of more than 400 per
month!! There was absolutely no way that they
were going to be able to afford the required
increase and had decided that they had no choice
but to let the home go into foreclosure. They
also didnt have the option to sell their home
because with the new ?00 monthly increase for
flood insurance, their home has now dropped in
value from 200,000 to 100,000, which was well
below what they currently owe! Fortunately, one
of their neighbors had heard that there was an
option for private flood insurance that may help
them and gave them our number. The good news was
that we were able to provide them a private flood
policy for only 650 per year which was
approximately 50 below their original premium
and, almost 90 below the new required premium
which came to a savings of 5550 per year!! Not
only
were we able to help them keep their home but,
also preserve the equity in their home!
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It is estimated that approximately 10,000 will be
faced with foreclosure each year due to excessive
rates for their flood insurance coverage with the
NFIP and, unless they are able to find lower cost
alternative, they will be lose their home. We
have also found that a certain percentage of the
properties that are currently required to pay for
flood insurance with the NFIP could be eligible
to eliminate any requirement for flood insurance
by correcting present mapping errors with the
FEMA. Quick Flood Quote offers a process that
will help determine if your property is eligible
to possibly remove the requirement for flood
insurance. If we determine that your property is
eligible, you could not only receive a refund for
the previous years entire premium but also
eliminate the requirement to pay any future
premiums for flood insurance! Since there are
only a few companies that offer this service, it
is not likely you will ever hear about this
through your local agent. Please help QFQ with
our goal to reach every consumer that could
benefit from a lower cost flood insurance
alternative by sharing this information with
anyone you know that could be impacted by
this. Thank you!
Main Number 800-805-0290 Fax Number
720-763-9003 Email quickfloodquote_at_gmail.com Web
site http//www.quickfloodquote.com/home.html Ad
dress Quick Flood Quote 1900 Folsom Street Suite
110 Boulder, CO 80302