New York Workers Compensation

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NYS Workers Compensation Representative
Allan Reich Toll Free (877) 922-HURT (4878)
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Workers Compensation

• Workers' compensation is a form of insurance
  providing wage replacement and medical benefits
  to employees injured in the course of employment
  in exchange for mandatory relinquishment of the
  employee's right to sue his or her employer for
  the tort of negligence.

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What to do in the event you get hurt at work ?

• Immediately get first aid for any injuries. Call
  911 if the injury is serious or life threatening.
• File an incident report with your employer. It is
  always best to file the report in writing. Keep a
  copy for your records.

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What does Safety have to do with Claims?

• Everything!
• Management of Claims is managing failure!
• Failure to act in a Safe Manner
• Failure to maintain Proper Housekeeping
• Failure to use proper PPE
• Failure to Drive or Work Safely.
• Failure to adhere to Safety Policies

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Workers Compensation Benefits

• Medical Care
• Rehabilitation
• Disability
• Death
• Legal Expenses
• Psych Expenses
• Claim Settlement
• Lifetime claims

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What you need to know about filing a work related
accident / incident report

• Timing Report an accident as quickly as you
  can.
• It is important to understand the Workers
  Compensation system.
• Be Organized Keep copies! It is important to
  get copies of every form you filled out, every
  doctor visit, every treatment, every receipt or
  proof of payment, and everything related to the
  incident or illness.
• The Facts A workplace is busy, be sure
  everybody has the facts straight.
• The accident / incident report will ask for
• Your contact information.
• The time and date of the accident.
• What happened.
• The date your employer was informed of the
  accident / incident.

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Glossary

• AME Agreed medical evaluator
• AMA American Medical Association
• AOE/COE Arising out of and occurring in the
  course of employment
• CHSWC Commission on Health and Safety and
  Workers' Compensation
• CR Compromise and release
• DOR or DR Declaration of readiness
• DEU Disability Evaluation Unit
• FEC Future earning capacity
• IME Independent medical examiner
• IMC Industrial Medical Council
• MMI Maximal medical improvement
• OTOC Off calendar
• PTP Primary treating physician

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Glossary

• QIW Qualified injured worker
• QME Qualified medical evaluator
• QRR Qualified rehabilitation representative
• SW Serious and willful misconduct
• SDI State disability insurance
• SDT Subpoena Duces Tecum
• SJDB Supplemental job displacement benefit
• TD or TTD Temporary disability
• TPD Temporary partial disability
• UEF Uninsured Employers Fund
• VRMA) Vocational rehabilitation maintenance
  allowance
• WCAB Workers' Compensation Appeals Board
• WCIRBWorkers' Compensation Insurance Rating Bureau

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Obtaining professional representation to assist
in securing benefits in Workers Compensation is
not only a bargain but also a sensible step to
insure your rights
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• Contact us
• Toll Free (877) 922-HURT (4878)
  www.WorkersCompRep.com