Features of Accident Insurance Policies

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Features of Accident Insurance Policies
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• Accidents are inevitable and that is primarily
  one of the reasons why we purchase different
  insurance policies to financially protect us
  against unforeseen events. However, have you ever
  considered that you might require additional
  protection besides just having a life insurance
  plan or a health insurance policy?

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• Accidental insurance policies provide financial
  compensation to a person in case they meet with
  injuries or event death. In a way, it is very
  similar to a life insurance plan, only it is not
  one. People can avail benefit from coverage that
  is offered for as permanent partial disablement,
  permanent total disability or even temporary
  total disability. The coverage amount helps a
  person to not only recover, but also help to
  manage their day to day expenses as well.

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Features of Purchasing Policy

• These policies provide instant coverage
• They offer 24x7, worldwide coverage
• The policy can be tailor-made to suit the
  requirements of a person (as per their choice)
• These policies provide coverage for many
  purposes. Some of them include accidental death,
  dismemberment, permanent total disability,
  permanent partial disability, accident medical
  expenses reimbursement

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Features of Purchasing Policy

• These plans may be purchased on an individual
  basis or even on a family basis.
• Group policies are known to have optional riders.
  Some of them include educational allowance,
  family transportation, modification allowance and
  repatriation of remains.
• These plans are determined keeping in mind the
  nature of occupation, age and income level of the
  person who is getting insured.
• These policies are no exclusion from purchasing a
  health insurance policy. They are known for
  providing financial coverage as a result of
  accidents that may occur during a crisis (due to
  death/disablement of the person insured).

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