Mortgage LA CA

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Mortgage LA CA

• http//www.mortgagelaca.com/

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Mortgage LA CA
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• Welcome to the Mortgage LA CA! We help
  individuals seeking a mortgage in order to
  purchase a home, as well as individuals seeking
  to refinance a mortgage on a current home
  Mortgage LA CA knows how important it is for
  their customers to invest in a home, and how much
  a home can improve their life. With the help of
  Mortgage LA CA skilled customer service
  representatives, your home-owning dream can
  become a reality!
• Mortgage LA CA is committed to helping families
  and individuals. We provide competitive rates as
  well as personalize customer service. We are
  also flexible enough to provide mortgage packages
  for customers of a variety of backgrounds and
  needs. Because we value high service standards
  as well as speed, Mortgage LA CA will work with
  you to meet your closing deadline on the purchase
  of your home. There are many obstacles to owning
  a home, but Mortgage LA CA will help you overcome
  these obstacles and make home buying a
  pleasurable experience.

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• Our customer service representatives have the
  tools and resources to expedite the home loan
  process, so you can own your home quickly and
  with as little risk as possible. Mortgage LA CA
  will make every effort to find a loan program and
  pricing that fits your individual situation, and
  to provide you with the best possible value. We
  are committed to responsible, honest, and ethical
  lending, and to protecting your home investment
  with minimal risk to you.
• We have an excellent track record of finding and
  closing loans as efficiently as possible. Put
  our service to the test! Call a Mortgage LA CA
  customer service representative at 213-454-0771.

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Different Kinds of Loans

• There are many different kinds of loans available
  to many to name individually! Some loans are
  available to everyone, some target specific
  locations, and some are good for first-time
  homebuyers. The characteristics of each loan
  program are unique, so it is best to consult a
  loan professional at Mortgage LA CA for the best
  advice and most information. However, you can
  become familiar with the details of some programs
  available to you by considering the following
• Is it important that the payment is the same
  every month?
• If so, you may consider a fixed-rate mortgage.
• Is it important for you to build equity quickly?
• If this is a factor, you should consider a
  shorter amortization (final payment) period, such
  as a 15-year, fixed-rate mortgage.
• Will your income stay stable, or increase?
• If you anticipate an increase in income, you
  might want to take advantage of a lower start
  rate on an ARM or a temporary buydown.

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• Other factors
• Ability to qualify for the loan
• How long you will live at the location
• How you would be affected by significant rate
  changes
• Possibility of up-front costs

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Loan Process

• Here at Mortgage LA CA we arent fans of
  complicated processes. We try to make the loan
  experience as simple as possible, without
  throwing in complicated, distracting terminology.
  Our loan process is designed to streamline your
  loan application and closing, hitting all the
  major milestones, and communicating fully with
  our clients.

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• Complete your prequalification checklist and
  collect all the checklist items.
• Mortgage LA CA gathers any necessary
  documentation, including a credit report.
• Mortgage LA CA sends out your pre-qualification
  letter.
• You begin to search for your ideal home, with the
  help of a professional realtor.
• Your realtor presents an offer on the property on
  your behalf.
• The offer is accepted, and a closing date is set.
• A loan program is selected by your loan
  originator. This will meet your financial goals
  and needs.
• Mortgage LA CA orders title report, appraisal,
  and necessary documents.
• Mortgage LA CA submits file to underwriters for
  final approval.
• Final approval is issued any further conditions
  are collected and satisfied.
• Closing documents are sent to a title company.
• You and your realtor review a final settlement.
• Attend the scheduled closing and become the owner
  of your property. Congratulations!
• After this process is completed Mortgage LA CA
  will stay in touch for any further questions, and
  to help with future mortgages.

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• Call US 213-454-0771
• Email Us info_at_mortgagelaca.com
• Visit Our Website http//www.mortgagelaca.com/