INFORMATION DUTIES AND RIGHT OF WITHDRAWAL

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INFORMATION DUTIES AND RIGHT OF WITHDRAWAL

• Geraint Howells, Professor Lancaster Law School
  and Barrister Gough Square Chambers

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General

• Topics linked
• Tidying up necessary
• Important from European perspective
• Targeted maximal harmonisation
• National freedom?

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Information

• Challenge assumption more is better
• More general rules?
• Remedies

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Cancellation

• Overlapping rules
• Uniform periods
• Affect of non-provision of information (maximum
  cancellation period)
• Notification
• Effects of cancellation

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Green Paper

• Information
• - only consequences of not providing information
• Withdrawal
• - harmonisation of periods
• - mode of exercise of right of withdrawal
• - effects of withdrawal

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ACQUIS/DCFR PRINCIPLES Pre-contractual
information duties

• Information about goods and services
• For consumers
• Disadvantaged consumers
• Real time information
• Formation by electronic means
• Clarity and form
• Remedies

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ACQUIS/DCFR PRINCIPLESWITHDARWAL

• Mandatory
• Exericise of right
• Period
• Notice
• Effects
• Linked contracts
• Particular rights (away from business premises,
  timeshare)