Personal Finance

1
Personal Finance

• Check Writing and Balance Sheet

2
Get Paid Today

• Green Thumb is the plant store where you work.
  Today is payday. Your paycheck is for 330.05.
  Take bus 40 to get to your bank. Keep 30.05 in
  cash to use later this week. Put 300.00 in your
  checking account.
• Fill Out a Deposit Slip

3
Go to the Grocery Store

• Good Foods is on your way home from the bank.
  You go up front to pay when you finish shopping.
  All of your food costs 85.25.
• Write a check to pay for the food.

4
Make your refrigerator payment

• Your old refrigerator broke last year. You
  bought a new refrigerator at Big Als. Each
  month you send a check for 42.79 to the store.
• Write a check for this months payment.

5
Get a haircut

• It is time for a haircut. You go to Roberts
  Salon. You owe 10.00 for the haircut. You want
  to give Bill a tip of 1.00. Bill talks you into
  buying a tube of gel for 7.50. Everything added
  together is 18.50,
• Write a Check to pay the hair salon.

6
Buy a new shirt

• A friend spills tea on the front of your work
  shirt. You wash the shirt but the tea leaves a
  big stain. The Green Thumb sells new work shirts
  to employees for 12.00. There is no tax.
• Write a check to pay for the new shirt.

7
Help pay the phone bill

• A bill from TT Telephone for 24.13 came in the
  mail today. You look at the bill with your
  roommate to find out how much you owe. Your part
  of the telephone bill is 14.43.
• Write a check to help pay the phone bill.

8
Buy three birdhouse kits

• Builders Block is the store where you go today
  to buy three birdhouse kits. The clerk at the
  checkout counter adds up the items in your
  shopping basket. The total is 15.47 with tax.
• Write a check to pay for the birdhouse kits.

9
Get money for lunch

• A friend calls you on the telephone. He asks you
  to go to lunch this Friday. You do not have any
  cash. You go to the bank to get 10.00. The
  bank is closed for a holiday. You get the money
  from the ATM.
• Write the ATM withdrawal in your check register.

10
Help pay the electricity bill

• An Ace Electric bill for 62.40 came in the mail
  today. Your roommate and you each pay half of
  the bill. Each person needs to pay 31.20.
• Write a check to help pay the electric bill.

11
Help pay the rent

• You and your roommate share a large two bedroom
  apartment in Stone Way Square. Rent is 360.00 a
  month and each of you pay half. Pay your part of
  the rent, which is 180.00.
• Write a check to help pay the rent.

12
Help pay the cable TV bill.

• The Now Cable TV bill for 15.16 came in the mail
  today. Your roommate and you each pay half of
  the bill. Your part of the cable TV bill is
  7.58.
• Write a check to help pay the cable bill.

13
Make your car payment.

• You have a cool car that you like to drive. The
  Park National Bank gave you a loan to buy the
  car. Each month your payment is 212.48.
• Write a check for your car payment.

14
Pay for a new oven clock.

• The clock on the oven in your kitchen stops
  working. You buy the clock from Smiths
  Appliance Store. The new clock costs 15.73.
• Write a check to pay for the oven clock.

15
Put money in your bank

• This is your lucky day. The manager from the
  Super Store calls, and you won the 100 cash
  drawing. It is also payday. Your paycheck is for
  328.90. You go to the bank at lunch time. You
  want 28.90 in cash.
• Put 400.00 in your checking account.

16
Go to the grocery store.

• You go to the grocery store to buy food for two
  weeks. The clerk at the counter asks you to pay
  78.31. You use your ATM/Debit card to pay for
  the food.
• Write the Debit amount in your check register.

17
Take a computer class

• The Pass Community College is in your town. You
  decide to take a computer class. The class costs
  45.00. You need a 6.00 book to use in the
  class. The total is 51.00
• Write a check for the class and book.

18
Take your coat to the dry cleaners.

• Your winter coat is dirty. You take it to Snow
  White Cleaners. It will cost 7.25.
• Write a check to pay for the clean coat.

19
Buy new table and chairs.

• You go to Furniture Land to look for a new table
  with four chairs. The table and chairs that you
  like cost 212.45 with tax. The store clerk says
  you can pay 50.00 down and take the table home
  today. Then you make monthly payments to the
  store.
• Write a check for the down payment.

20
Pay your gasoline bill.

• The Redline gasoline bill for 22.76 came in the
  mail today. This is the amount you have spent
  this month on gasoline for your car.
• Write a check to pay for the gasoline bill.

21
Help pay the water bill.

• The City Water bill for 33.10 came in the mail
  today. Your roommate and you each pay half of
  the water bill each month. Your part of the bill
  is 16.55.
• Write a check to pay for your part of the water
  bill.

22
Go to the doctor.

• You have a cold and fever of 101º. You go to the
  Medical Clinic. You have insurance, but need to
  pay 10.00 for the office visit.
• Write a check to pay for the office visit.

23
Go to the drug store.

• Wilsons Pharmacy is next door to the medical
  clinic. You go there to get your prescriiption
  filled. The pharmacist asks to see your
  insurance card and says you owe 5.00.
• Write a check to pay for the medicine.

24
Put money in your bank.

• The glass piggy bank beside your bed is full of
  coins. You take all of the coins to Park
  National Bank. They have a machine that counts
  the coins for you. The teller says you have
  42.74. Put the money in your checking account.
• Fill out a deposit slip for this amount.

25
Help pay for pest control.

• The Bugs Away pest control company sprays your
  apartment every 3 months. The apartment complex
  pays for the basic charge of 40.00. You decide
  to pay 10.00 more to have your apartment sprayed
  for fleas.
• Write a check to pay for the flea spray.