Title: Check Fullerton India Personal loan Eligibility Criteria & Apply Online
1Fullerton India Personal Loan Eligibility
Criteria 2021
2Fullerton India personal loan eligibility
criteria
- Fullerton India offers collateral-free personal
loans for all types of customers to fulfil their
financial needs. Borrowers can get a personal
loan from Rs. 60,000 up to Rs. 25 lakhs from
Fullerton India for up to 60 months. The existing
customers of Fullerton India can get a host of
extra benefits, such as top-up loan, digital
query servicing and flexible repayment tenure. - Fullerton India offers personal loans for both
salaried professionals and self-employed
individuals alike with very flexible eligibility
criteria. It provides personal loans for
applicants aged between 21 years and 60 years.
Applicant should have at least one year of work
experience and should be working with the current
employer for a minimum of six months.
3Fullerton India personal loan eligibility
criteria for salaried professionals
Age Minimum age for applying for a personal loan is 21 years at the time of application Maximum age limit is 60 years
Minimum salary Net monthly salary should be at least Rs. 15000 and for applicants residing in Mumbai and Delhi minimum monthly salary is Rs. 20,000
Credit score Should have a good credit score
Total work experience Should be working in private limited company or public sector undertaking (including central, state, and local bodies) At least one year of work experience and should be working with the current employer for a minimum of six months
Loan tenure From 12 months to 60 months
Residential status Any Indian
Interest rate 12 onwards
4Fullerton India personal loan eligibility
criteria for self-employed individuals
Age Minimum age for applying for a personal loan is 21 years at the time of application Maximum age limit is 60 years
Minimum income Net monthly income should be at least Rs. 15000 and for applicants residing in Mumbai and Delhi minimum monthly income is Rs. 20,000
Credit score Should have a good credit score
Total work experience Should have a stable and profitable business
Loan tenure From 12 months to 60 months
Residential status Any Indian
Interest rate 12 onwards
5What are the top factors that affect your
personal loan eligibility?
- Age Age affects your eligibility for a personal
loan. If you are in your early 20s, you have more
chances of getting a personal loan than
individuals who are in their 50s or approaching
their retirement, because young ones have plenty
of time to earn and pay off the loan. Fullerton
India offers a personal loan for individuals aged
between 21 years and 60 years. - Monthly income Your monthly income tells the
lender about how much monthly instalment you can
afford to repay, after clearing all monthly
obligations. Generally, income criteria are based
on the city you live in and the lenders you are
getting a personal loan from. The higher your
income, the better it is for you.
6How to apply for Fullerton India personal loan
through Afinoz?
- Applying for a personal loan on Ainoz is very
easy. You can apply for a personal loan by
clicking Apply Now button on the personal loan
page. Now fill the short and simple personal loan
application form to check your eligibility. You
will receive exclusive offers from multiple
lenders, including Fullerton India, based on your
eligibility. As per the requirements and offers,
you can apply for Fullerton India personal loan. - Why is Afinoz?
- Afinoz is a one-stop destination for customized
rate quotes on loans and investment products in
India. The company is owned by DS Finworld Pvt.
Ltd. Our objective is to make personal financial
decisions easy, seamless and transparent for our
customers. We have designed a system that
provides comprehensive results and enables
customers to compare products simultaneously so
that they can access the right product. -
7Thank you