How to choose and buy health insurance online?

1
How to choose and buy health insurance online?
BimaKaro.in
2
Buy health insurance online

• There is no doubt that a health insurance plan
  offers ample benefits to the insured and his/her
  family. Regardless you already have a ULIP plan
  or a pure term life plan a health insurance plan
  can offer many excellent benefits especially when
  you are at a medical emergency due to critical
  illnesses, accident, or other types of unexpected
  medical problems. 
• Top insurance companies in India are providing a
  variety of health insurance plans. If you are
  trying to buy health insurance online, your job
  may become simple and easy by buying online and
  without visiting your insurance company directly.
  There are many different types of insurance
  health plans available to choose from. Each plan
  has its own benefits and drawbacks to offer.
  However, only by understanding the types of
  health insurance policies available can you
  select the best one that will meet your
  expectations in the best ways. If you are looking
  to buy health insurance online, then understand
  the various types of health insurance policies
  available in general. 

3
  Types of Health Insurance plan  
1.     Individual Health Insurance policy This
is a widespread plan which almost everyone will
be aware of. As the name suggests, this
individual health plan is designed specially to
give health protection to an individual in case
of a critical illness. This will be covered under
one sum insured only. Although you have the
flexibility to include your family members under
other types of insurance plans, you may need to
choose a different sum insured for each family
member you want to insure. The premium you pay
for this type of insurance plan will directly
proportionate to sum insured.  2.     Family
floater health plan This type of insurance plan
will give a comprehensive medical cover against
different kinds of diseases and illnesses. It
covers your family members under one single sum
insured. This type of medical plan will protect
your parents, spouse, and children who are
dependent on you. The premium you pay for this
plan is lower when compared to the individual
health insurance plan that is taken for each
family member individually. This plan gives a
significant amount of coverage to each family
member. It provides a fixed amount of sum insured
for all the members, for which the claim can be
raised as single or as multiple during the policy
term period. 
4
Health Insurance plan  
 3.     Senior citizen health plan This plan
benefits the senior citizens hugely, and they are
actually designed to fulfil the medical expenses
and needs of the senior citizens. According to
IRDAI, all insurance companies should include
people up to 65 years of age under this senior
citizen health plan.  4.     Critical illness
health plan This can be described as another
best health insurance plan. It is designed mostly
to cover critical illnesses and provide medical
cover to the insured against different types of
acute diseases that are specified under the
health plan you buy. This medical plan will cover
illnesses like paralysis, cancer, heart attack,
renal failure, and others. These critical
illnesses are expensive, which may become
challenging for the insured to cover. However,
you can easily cover such huge expenses under
this insurance health plan and reduce your
burden. Moreover, it also helps to protect more
than one critical illness as listed under the
plan terms.  5.     Maternity health plan All
the top insurance companies will mostly cover the
maternity health cover. This has become crucial
in the present day. This type of health plan will
cover the cost of child delivery, pre and
post-natal care. It will also cover vaccination
costs for the new-born baby. The maternity health
plan will take care of all types of maternity
5
buying health insurance online,
expenditure. However, before buying health
insurance online, you should cross-check the
details given in the terms and conditions and
check out the benefits offered under this plan.
This is because some types of benefits may not be
covered and cannot be claimed.  Apart from these
health plans to check online, there are also many
new types of riders being introduced continuously
by insurance companies. The basic knowledge about
such insurance plans can help you choose a
perfect one without any drawbacks and gain the
maximum or full benefits you expected.  If you
are still unclear about which health plan to
choose from which insurance company to choose,
you can support insurance brokers who are
functioning online. The insurance brokers will
have tie-ups with almost all the top insurance
companies operating in India. It may become a
cumbersome task for you to spend more time to
analyze, surf, and compare the insurance
companies and the products offered by them.
6
Term plans from Top insurance Companies in India
2021 
Moreover, in a hurry, you may also end up
choosing the wrong insurance health plan.
Therefore, to avoid such a messing situation, you
can take up the support of a reliable insurance
broker like Bimakaro.in. Bimakaro.in is a
reliable insurance broker functioning for many
years in the industry. They have good tie-ups
with all top and reliable insurance companies
that have also gained good recognition in the
industry. It is not only the health insurance
plans, but they also support buying other types
of insurance plans like ULIPS, term life plans,
and more. If you feel you dont have sufficient
time to surf and choose a better plan, but need
the best one for you and your family, then you
can take the support of Bimakaro.in online. They
are ready to assist you in every aspect of buying
the best insurance health plan.   
7
Bimakaro
The term insurance plans comparison can help you
to easily choose the best term plan that
perfectly suits your family's financial needs and
security over the years. Bimakaro.in is the
easiest way to buy insurance online. There are
multiple options to choose from, and our advisors
are always there to assist you.