Multifamily Investing | Hard Money Loans For Primary Residence

1
Multifamily Investing Hard Money Loans For
Primary Residence 2625 East 14 St. Suite 209
Brooklyn, NY, United States 11235 info_at_expresscap
italfinancing.com www.expresscapitalfinancing.com
2
Multi-Family Lending Ins and Outs of Hard Money
Loans

• One of the ideal scenarios for hard money loans
  is when you need a loan on short notice to use
  for a multi-family lending investment.
  Multi-family real estate assets are structures
  that are comprised of 4-5 separate family
  residences. A poll conducted by the National
  Multifamily Housing Council indicated that well
  over 60 of all rental properties are
  categorized as multi-family buildings, whereas
  only a third of them are single-family residences.

3
The appeal of multi-family properties from an
investment perspective is that they present the
ideal opportunity to generate a passive income
stream that far outstrips expenses for the
owners mortgage payments and maintenance costs.
This enables landlords to realize a profit with
a minimal amount of effort expended. The
comparatively steep upfront cost of acquiring a
multi-family residence may be dauntingespecially
for new investorsbut the price per-unit is
undeniably lower than it would be if you were to
buy an equal number of single-family properties.
4
Multi-family investing properties collectively
generate a consistent and healthy cash flow on a
monthly basis, even if there are a few vacancies
along the way or delinquent tenants. To
illustrate, consider that a ten-unit property
would only have a ten percent unoccupied rate if
one of the tenants moves out. Alternatively, if a
tenant moved out of a single-family residence,
then it would obviously be fully unoccupied and
generate no income. When tenants vacate a
multi-family residence, it offers landlords the
opportunity to repair and renovate the
temporarily empty unit if such upgrades are
needed. It also affords the owner time to select
reliable tenants, so theyre not forced to accept
the first application due to financial concerns.
5
Investors looking to develop a diverse and
extensive real estate investment portfolio
comprised mainly of rental properties can do so
relatively fast by acquiring multi-family
residences. As opposed to buying numerous
individual single-family residences, an investor
can purchase a single multi-family property and
generate an equitable amount of passive income
with a fraction of the administrative and
logistical hassle. This is a much more efficient
and streamlined approach as you do not have to
coordinate between multiple different sellers or
obtain a host of different loans since you are
buying just one single property.
6
The main advantage of using a hard money loan
when buying a multi-family property is that as
opposed to conventional financing methods its
fast, flexible and more practical. You will have
your funding disbursed in a shorter amount of
time and with far less paperwork than if you go
with traditional lenders. Regardless of whether
you are new to commercial real estate investing
or you are an experienced industry practitioner
seeking to expand your holdings, multi-family
commercial units offer a strong investment
profile. Express Capital Financing provides
multi-family hard money loans for investors that
are looking for an ideal investment beyond the
scope of single-family homes. Like all of our
private money lending options, we ensure a
hassle-free and reliably efficient loan process
from start to finish. Our team of dedicated
experts will work with you no matter if you are
just getting your feet wet in the real estate
investment industry or are a seasoned expert to
craft a personally tailored financing package
that meets each and every one of your short and
long-term financial plans.
7
Thank
You
2625 East 14 St. Suite 209 Brooklyn, NY, United
States 11235 info_at_expresscapitalfinancing.com
www.expresscapitalfinancing.com