sachin7738

1
3 Car Insurance Add-Ons To Consider During The
Monsoons
2
The arrival of the monsoon spells hazards for car
owners. Roads become slippery and one must
exercise extreme caution while plying their
vehicle during the rains. Besides for treacherous
driving conditions, the onset of the monsoon also
brings with it dangers such as flooded roads,
falling trees/branches, etc. Fortunately, your
motor insurance plan can safeguard you from the
perils of the monsoon and their financial
repercussions, especially if you include the
following add-ons to your policy
3
Here are 3 Car Insurance Add-Ons To Consider
During The Monsoons - 1. Return to invoice
add-on Falling trees are a real danger during
the monsoon. Rain increases the weight of the
tree combine this with strong winds and roots
can easily come loose from the soil. If God
forbid, you have parked your car under such a
tree, you could be looking at a total loss of the
vehicle. In such a case, your four wheeler
insurance policy will provide the IDV of your
vehicle, minus the depreciation applicable.
4
On its own, this will help offset the financial
loss considerably. However, if you opt for the
return to invoice add-on, your car insurance
provider will have to reimburse with the on-road
price you paid for your vehicle. This will make
it easier for you to purchase a new vehicle. .
5
2. Engine protection cover. Floods are a common
occurrence during the monsoon. People living in
cities such as Chennai, Bangalore, Mumbai, and
New Delhi sometimes find themselves driving
through inundated roads during the rainy season.
This leads to ingression of water into the engine
bay and other electronic components of your
vehicle, causing a lot of damage. You can easily
get compensation for such damage by adding the
engine protection cover to your car insurance
policy. It will cover expenses occurring due to
leakage of the lubricating oil, ingression of
water, gearbox malfunction, hydrostatic lock,
etc.
6
3. Roadside assistance. Breakdowns are another
common occurrence during the monsoon. It could be
raining cats and dogs and suddenly your engine
will decide to give up. In such a situation,
having the roadside assistance add-on will be a
real life-saver. The car insurance provider will
send a towing vehicle that will try to solve the
problem right there or else they will take your
vehicle to the nearest service station to get the
issue rectified and your car back on the road.
This service can also include flat tire service,
emergency fuel and even a cab service these days.
7
You might be forced to make a claim during the
monsoon. These add-ons will ensure you get more
value for money from your car insurance policy.
Also, if you have racked-up a significant NCB
over the years, it makes sense to opt for an NCB
protector to keep it intact in case you have to
make a claim this rainy season. You can also opt
for the windscreen protector add-on to get
protection from smaller branches, coconuts and
the like that could smash your windscreen. We
hope this article has been helpful and that you
give these add-ons a thought. Good luck and drive
safe!
8
We hope this article has been helpful and that
you give these add-ons a thought. Good luck and
drive safe!
9
Follow us on
https//www.facebook.com/DHFLGI/
https//twitter.com/dhflgi?langen
https//www.youtube.com/channel/UCUI5rWhub_POI2b8E
Qou5vg
https//in.linkedin.com/company/dhflgi
10
For more details four wheeler insurance
Visit Here https//www.dhflinsurance.com/four-w
heeler-insurance/
Thank You