How To Save On Car Insurance In Dubai

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How To Save On Your Car Insurance In Dubai
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UAE Vehicle Insurance

• A new change in the car insurance policy of UAE
  has made people rethink on the matter of car
  insurance. Based up on the driver history if no
  claim has been made so far he has got some
  discount on the insurance premium according to
  the new law.

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20 Discount On Renewal Premium

• If you maintain a no claim record for entire
  tenure year, you will be eligible for a 20
  discount on renewal premium. This is called no
  claims discount. SInce this offer of no claim is
  being issued for one or more years, it keeps
  drivers ride safely and follow traffic rules.

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Tips To Reduce Your Car Insurance Premium

• Type of vehicle
• Size of engine
• Purpose of vehicle
• Age of driver
• Gender
• Location
• Occupation
• Driving history
• Disclosure of driving information
• Driving experience

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Type Of Vehicle

• One of the several factors that is responsible
  for the premium calculation is type of the car.
  Some other factors include model, year of
  manufacturing, safety measures installed. A
  sports car seeks more premium than a normal car.

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Size Of Engine

• While calculating the premium, the size of the
  engine is directly proportional to the size of
  the engine. So do choose wisely when it comes to
  choosing an engine.

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Purpose Of Vehicle

• The car tends to have higher premium when it is
  used for commercial use and it tends to have
  lesser premium when it is used for personal use.

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Age Of The Driver

• Premium calculation of car insurance related to
  the factor of age is such that, if the age of the
  driver is below 30 then the premium is
  comparatively high compared to those drivers
  whose age are above 30.

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Gender

• Based on some statistics it has proven that women
  tend to involve lesser in accidents. So some
  insurance companies offer lesser premium for
  women.

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Location

• Location based premium calculation is such that
  some areas where the risk of robbery or theft is
  higher tend to have higher premium compared to
  other low risky areas.

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Occupation

• Discounts are provided to professionals by
  insurance companies.

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Driving History

• Insurance companies have access to your driving
  history. If you have more number of tickets from
  police, your premium will be higher.

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Disclosure Of Driving Information

• You must inform the insurance companies about the
  driver credentials. If the car is being used by
  more than one driver, the premium increases. If
  you hide the driver credentials from the company,
  It will have a negative impact on the calculation
  of insurance premium.

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Conclusion

• Here we are discussed some factors that will help
  consumers save on the car insurance policy in
  UAE.
• This is to ensure that if they need to pay out
  then they need to save some money. In this way
  keeping your car in good shape and adding some
  safety features to it such as safety tracker, a
  safety alarm makes your car road-worthy.