Which is the Best Credit Card in India?

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Which is the Best Credit Card in India?

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Looking for the best credit cards in India? This article will tell you which are the best credit cards for salaried people in India on the basis of ✓ Income/ Salary ✓ Traveling ✓ Dining ✓ Entertainment ✓ Shopping ✓ Rewards Points. – PowerPoint PPT presentation

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Title: Which is the Best Credit Card in India?


1
The Best Credit Cards in India
2
How to choose best credit card for yourself?
  • Every credit card is unique in its way and will
    offer you different benefits.
  • One should compare the offers provided by
    different cards available in the market.
  • Many a times, an individual finds difficult to
    choose the best credit cards, as per his/her
    needs.
  • Dont worry Afinoz will let you know and
    suggest you, the best credit cards available in
    the market as per your needs.

3
The List of Best Credit Cards Available in India
  1. Simply Click SBI Credit Card
  2. SBI Card Elite Credit Card
  3. HDFC Platinum Plus Credit Card
  4. ICICI Platinum Chip Credit Card
  5. Indian Oil Citibank Platinum Credit Card
  6. Citibank Cashback Credit Card
  7. Citi Premier Miles Credit Card
  8. Standard Chartered Manhattan Credit Card
  9. Standard Charted Platinum Rewards Credit Card
  10. HSBC Platinum Credit Card

4
Simply Click SBI Credit Card
  • Best suitable for salaried people and also for
    those who are very fond of online shopping.
  • It has an annual fee of Rs 499 but will be waived
    off in case your yearly spending exceeds Rs
    1,00,000.
  • You will be offered with an Amazon gift voucher
    of Rs 500 for free, upon joining.
  • Moreover, you can earn reward points equivalent
    to 10X for any online transaction with Amazon,
    Foodpanda, Bookmyshow, Cleartrip or UrbanClap and
    reward points of 5X for online shopping with
    other sites.
  • Cleartrip offers you with an e-voucher of Rs 2000
    if your annual online spending is Rs 1 lakhs or
    above.
  • For using the SBI simply click credit card for
    fuel transaction, you can get a discount of 1
    for any such transaction between Rs 500-Rs 3000.

5
SBI Card Elite Credit Card
  • Costliest among all the other credit cards in
    terms of annual and renewal fee which is about Rs
    4,999. But it will compensate you with its
    facilities/rewards.
  • Yatra, Pantaloons, Bata/Hush Puppies, Shoppers
    Stop and Marks Spencer will give you a welcome
    e-gift voucher worth Rs 5,000 with this card
  • You can avail 10,000 reward points when your
    annual spends reach Rs3 lakh and Rs 4 lakhs
    respectively.
  • Except for fuel, transaction done for every Rs
    100 in other categories can fetch you 2 reward
    points.
  • 5X reward points on using this credit card on
    dining, grocery or other departmental stores.
  • This card will allow you to access about 1000
    airport lounges around the globe by providing you
    with a Priority Pass Membership.

6
HDFC Platinum Plus Credit Card
  • This credit card does not charge an annual fee
  • This card gives you an add-on benefit, where you
    can get an additional 3 cards for your parents,
    children, spouse etc.
  • You can earn 2 reward points for every spending
    of Rs 150
  • 2.5 fuel surcharge is waived on fuel transaction

7
ICICI Platinum Chip Credit Card
  • This card comes with an annual fee of Rs 199 and
    a renewal charge of Rs 99
  • For every payment you make on your utility bills
    or insurance premium worth Rs 100, you will get
    one PAYBACK point.
  • For every expenditure of Rs 100 on all other
    categories (barring fuel), you can earn 2 Payback
    points
  • You can win some exciting gift vouchers on
    redeeming the reward points you accumulate.
  • You can avail a 15 discount at selected
    restaurants that comes under ICICI Banks
    Culinary Treats Program

8
Citibank Cashback Credit Card
  • You will be charged Rs 500 as an annual fee when
    you apply for  Citibank Cashback  Credit Card.
  • For people who are addicted to online shopping,
    this credit card can save a lot of money.
  • You can earn 5 cashback for purchasing movie
    tickets.
  • 5 cashback is rewarded for making telephone bill
    payments.
  • All other spends can reward you with 5 cashback.
  • Another 5 cashback for making utility bill
    payments online through Citibank Online Bill Pay.

9
Bottom Line
  • Our experts will churn the sea of the quality
    credit card offers in the market and will help
    you select the perfect one to suit your specific
    spending habits/patterns.
  • We have exclusive tie-ups with the best credit
    card issuers, and you can have your credit card
    approved with the utmost ease.
  • If you have any query, feel free to call us at
    0120-411-0376 or fill up the given query form.
  • For more info, please visit us at Best Credit
    Cards in India.

10
Read More
  1. How to download Aadhaar Card
  2. Top 10 Bank Personal Loans in India
  3. Best Ways to Improve your Credit Score

11
Thank You !!!
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