Shubham Housing Home Loan

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Shubham
Success Stories
https//www.shubham.co/success-stories.php
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MUKTA SINGHCounsellor at a Music Institute

• Mukta's love for music started young and she was
  able to continue to associate herself with music
  by taking a job as a councillor at a Music
  Institute. Today she prides herself at being able
  to encourage young minds to take up music not
  just as a hobby but as something they can pursue
  later on in life too. Her husband works as a
  Field Officer at a local transport company.
  Together they took a Loan from Shubham to build
  their dream house where they live with their 14
  yr. old son and hope to open up their own Music
  Institute someday.
•  By taking a loan of 9 Lakhs, we were able to
  convert our dreams into a reality 

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GULVEER SINGH
General Store Owner
Originally belonging to Sikandrabad, Gulveer
shifted base to Faridabad 10 years ago so that he
could make a life for himself which a small city
could not provide given his limited education.
With hard work and perseverance, not only does he
own a shop now but has also bought a home for
himself with the help of Shubham's loan. He says
that the pleasure of watching his 2 children grow
in their own home is priceless. Our home loan at
low interest has helped him to get his dream
house.  Shubham helped me buy a home that is
walking distance from my shop. No more do I need
to travel hours to reach home to spend time with
my family 
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SURESH NARULA
Hardware Store Owner
Suresh's shop is always bustling with people as
everyone in the surrounding areas knows that his
shop is the go-to place if they require anything
related to plumbing / hardware needs. It's been a
long journey for him as he started with a tiny
shop 20 years ago. He always thought that he
would spend the rest of his life living as a
tenant in a small house before he was introduced
to Shubham by his friend. Today he lives in a
house with his wife and 17 year old son.  Today
because of Shubham, we are able to provide a
house for our son and his family as he begins the
next phase of his life
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MOOR SALEEM
Wholesale Vegetable Vendor
Moor Saleem believes that engaging yourself in
any kind of business is respectable as long as
the business is honest and gives adequate
profits. But due to cash based transactions,
Saleem could never get a loan due to the lack of
income proofs. When he attended a customer
meeting at Shubham, he was still unsure until a
Relationship Officer took him through the loan
process smoothly. He now owns a home in Ankur
Vihar, Ghaziabad.  5 years ago, just to imagine
taking a loan to build my own home would have
been impossible
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KAPIL MANCHANDA
Tailor
Being in this business for the past 8 years, it's
part of Kapil's job to understand people's need
and give them what they want. So while he was
looking for a house to buy, he was introduced to
representatives of Shubham, who were able to
tailor a loan for him according to his
requirements. Today Kapil occasionally walks into
Shubham's branch, located just 100 metres from
his shop, bringing along referrals and proudly
talking of his loan arrangement with us.
Shubham has been extremely helpful right from
the beginning. They made it so simple for even
first time buyers like me. 
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RISHI SHARMA
Priest
Rishi completed his MA from Sampuran Sanskrit
University, Varanasi. Despite having a committed
set of followers and believers for whom he
performs various ceremonies and pujas, he was
unable to secure ahome loan due to the nature of
his income. Rishi's own prayers were answered
when he saw a cable TV ad of Shubham in 2012.
Shubham's Credit Officers were able to assess the
dakshinas he received and we gave him a loan to
buy a 2bhk house for himself.  We took a loan of
3 Lakhs and constructed our own house. This would
not have been possible without Shubham
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NEERAJ BATRA Small Business Owner
Small Business Owner Neeraj believes in looking
ahead in life. Be it from the time he decided to
quit his job and help is father in the business
or the time when he realised that paying rent was
not building any asset for his future generation.
It was then that he approached Shubham with an
application for a loan which was approved within
14 days and he now owns his own flat.  Now that
Shubham has helped me to buy my own home, I can
now concentrate on my business and expand it even
further
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SATVIR SINGH
Manager at a private firm
Originally belonging to a small village in
Haryana, Satvir shifted to Ghaziabad 20 years ago
to be able to live a life that was not possible
earlier. With perseverance and hard work he has
been able to provide a comfortable life for
himself and his family and is proud to say that
he is amongst the first in his family to
construct his own house.  Being the first to
construct my own house in my community is a proud
moment for not only me but my whole family 
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SHYAM SINGH
Government Employee
Having being transferred all over the country due
to the demands of his job, Shyam finally decided
to settle down in an upcoming colony near
Sahibabad. Along with his life savings and a loan
from Shubham based on his son's income and his
pension, he was able to build a 2 storey house.
He now spends his time playing with his
Grandchildren and looking back at all he has
achieved. I am extremely glad that I had gone to
the market on the day Shubham had set up their
stall. That has made all the difference.
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RAMKUMAR SENGAR
General Store Owner
Ram works 14 hours a day running a general
neighbourhood store selling all kinds of things
ranging from milk, eggs, biscuits, atta etc.
Being in this business for a number of years he
was unable to convert his healthy cash flows into
a long term asset. It was a normal day when a
representative of Shubham showed up at his store
and talked about the possibilities of securing a
loan. A year later Ram has been able to construct
his own house spread over 400 sq. ft. and lives
there with his wife, children and
grandchildren.   I was impressed by the fact
that they were able to fulfil all the commitments
made by them   
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CHIRANJEEV CHOUDHARY
Manager at a private firm
Chiranjeev knew that in order to build a better
life for his children, not only should they have
a strong education but also ensure that there is
safety and security. He and his wife are amongst
millions of Indian couples who work hard every
day to provide these 2 things. He hopes that
someday he can retire and become a social worker
to give to those who do not have the means to
fulfil their dreams.  Everyone was really
helpful forthcoming and made the experience of
applying for a home loan a pleasant one
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NARESH KUMAR General Store Owner
For Naresh his working hours were long as his
rented flat used to be at a distance from his
shop. While trying to provide for the family he
was unable to give enough time to his wife and
new born son. He then decided that it was time
for a change and one day walked into a Shubham
Branch office that is on his way to work. Today
it takes him just a minute to reach his shop from
home as he bought himself a 1 BHK flat just above
the shop he owns and is able to spend ample time
with his son.  The team at Shubham understood my
requirement and provided me with
exactly what I need