Tips for the Independent Route Owner

1
Tips for the Independent Route Owner
2
Higher Limits Come with Better Protection

• It is quite comprehensible that most independent
  route owners would love to keep their premium low
  but the truth is that the most expensive policy
  is a policy which doesn't have the sufficient
  coverage to protect a business when the business
  is sued.
• It is advisable to go for possible auto insurance
  with higher limits must especially when your
  business needs more protection.

3
Hiring Drivers with Good Driving Records

• Listing employees with good driving records in
  the commercial auto insurance policy goes a long
  way in keeping a low premium. Thus, it's
  important to check the driving records of drivers
  before employing them.
• When you employ a driver with bad driving
  records, you are not only increasing your premium
  but you are also putting the future of your route
  business at risk.

4
Rental Reimbursement Coverage

• When a company has one or few vehicles, it is
  advisable they go for a commercial auto insurance
  policy that has rental reimbursement coverage.
• This type of policy will cover the cost of
  renting a replacement vehicle in case the company
  vehicle gets damaged in an accident and wouldn't
  be on the road for some time as it has to be
  taken for repair.

5
Higher Deductibles Comes with Lower Premium

• Deductible refers to the amount of money which
  the owner of the route pays in case of a claim
  before the insurance company pays the rest of the
  claim. The higher deductible you wish to pay, the
  lower your premium. Thus, it is advisable to
  increase your deductible when buying profitable
  auto insurance.
• However, independent route owner should ensure
  that they set their deductibles to the amounts
  which they can easily afford because claims can
  come up at any point in time.

6
Pay Electronically

• The advancement in technology has brought about
  the payment of fees electronically. When you pay
  your insurance company through Electronic Fund
  Transfer which withdraws your payment directly
  from your bank account, you might get ignored on
  installment fees.
• This payment option does not only save you some
  money but it also saves you from missing a
  payment which can lead to additional fees or the
  cancellation of your insurance.

7

• IDA (Independent Route Delivery) offer up to 30
  savings on Commercial Auto and General Liability
  Insurance. We offer fast perfect Business
  Formation services for route delivery drivers who
  work with the bread and snack industry in USA.
  For more information Visit https//www.nationali
  da.com/