Title: auto insurance for teens in California
1Auto Insurance for Teens in California
- www.promaxinsuranceagency.com
800-371-8277
2How to Save Money While Shopping Car Insurance
for Teens
- Two-wheeler crashes are the number one reason for
the deaths in American teens. These types of
crashes involving motorbikes are seen more
frequently in people between the ages of 16 to 19
year old than in any other age bracket.
These statistics are more shocking because
teenagers between the ages of 15 to 24 denote
just 14 of the American population. Still, they
make up for 30, which is almost 19 billion of
the whole expenses of motor vehicle damages. This
is why auto insurance for teens in California has
been a matter of huge debate.
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3Why are packages of auto insurance for teens in
California so costly?
- Many people have tried to fight for the lowering
the insurance rates for teenagers. But the facts
that insurance agencies present is hard to debate.
- It is not a matter of doubt that teenagers have
considerably less experience when it comes to
driving vehicles so they are much more likely to
take too lightly or fail to identify perilous
situations. - Statistics show that there are more chances of a
vehicle facing an accident when a teenager is
present behind the wheels. - Among all age groups, teenagers are notorious for
not using the seatbelt. - Teens are also given the label of not being very
attentive while driving vehicle.
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4Ways to avoid paying excessively for auto
insurance for teens in California
The character of the child matters
- Even if a family goes to the best auto insurance
agency in California, the one that offers
exorbitant prices for teen insurance, if the
family is able to prove that the teenager is of
good character and background, they can achieve a
fine discount. The family can show that the
teenager secures top grades in school and is a
student who always secures grades over B. This
warrants a good student discount on the insurance
package, which means a 10 to 25 on the normal
rate. The percentage of the concession will hinge
on the insurer and the state they are in. - Another great way to demonstrate a childs
character is to have the teen driver sign-up for
a drivers instruction course which is recognized
by the state office. After completing the course
and delivering the insurance agency with a
drivers course completion record, the agency can
give up to 10 discount on the normal rate.
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5Ways to avoid paying excessively for auto
insurance for teens in California
Theres no need for collision comprehensive
coverage
- Unless the family is planning to buy their child
a highly expensive vehicle, it is advisable to
avoid the collision and comprehensive coverage
while getting auto insurance for teens in
California. In case of older cars, the value is
less than what the deductible amount is. The
family may end up having to pay more fees in
monthly premiums than they could ever acquire
back from the insurer even if the vehicle is
damaged. - Simple math shows that for a car valued at 1,200
in the current market, it is not sensible to pay
an additional 200 or more for collision and
comprehensive coverage. When checking out
auto insurance quotes online the family should
check out these possible deductions from the
insurance package.
www.promaxinsuranceagency.com
6For more information
Fontana Branch7950 Cherry Ave, Suite
114Fontana, CA 92336909-428-2300
Corona Branch119 N. Maple Street, Suite
CCorona, CA 92880951-371-6007
800-371-8277
www.promaxinsuranceagency.com