Finty Singapore - Rewards-Based Financial Marketplace

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Finty Singapore

• Rewards-Based Financial Marketplace

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How do credit cards work?

• They are different type plastics which allows you
  to spend money that you don't actually have.
  Banks will give you a credit card if they see in
  your bank statements that you have permanent
  stable income. It looks like a simple credit but
  it is lighter and payments are minimal. Credit
  cards are suitable for unexpected expenses and
  needed purchases. That's why they have higher
  interest rate for different money transactions.
  If you withdraw cash from your credit card, the
  interest rate can reach 25 or more. If you use
  it for online payments, then it is around 12.
• So, let's summarize
• Limited amount depending on your income
• Higher rates
• Smaller payments but regular every month
• As you may notice, all of these aspects are not
  very predisposing so why people still use credit
  cards? The answer is really simple. There are a
  lot of bonuses, rabats and different discounts
  offered together with every credit card.

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What is Finty?

• Finty is a website where you can find your bank's
  credit cards with additional bonuses. Finty will
  give you a reward for using it to purchase a
  credit card from your bank through their system.
  Finty is a save way to hack your personal
  finances and to save a little cash for before you
  start spending. In addition, in Finty you will
  find some personal loans offers of HSBC, so
  practically you will have everything that you
  need in one place.

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Personal Loans in Finty

• The amount you can apply for is up to 10,000 and
  the interest rate is between 3.8 and 7.39. This
  is not bad interest rate at all comparing to
  credit cards interest rate, for example. Here
  comes the main benefit of these personal loans
  they are without fees and you can receive up to
  100 cash.

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Finty's credit cards

• To be 100 accurate, there are not Finty's
  because they are emitted by banks. However,
  credit cards contain bank promotions and finty
  rewards. For example, if you apply for a credit
  card, you will have bank promo up to 150 cash
  back and additional cash back for spending up to
  8. There are a lot of different rebates. So you
  can visit certain grocers, cafes, restaurants or
  order an Uber taxi with discounts. For drivers
  and those who can't live without their cars, some
  credit cards in Finty offer up to 15 rebate for
  petrol. In addition, there are rebates for travel
  ticket, hotel bookings, and cosmetic centers all
  over the world. Those who love to travel have a
  lot of additional benefits, like earning miles
  for discounts on airplane tickets. Really handy,
  if you travel every month outside of your
  Singapore and spend money there. Another great
  thing about Finty's credit cards is not saving
  money through rebates and discounts, but earning
  points which you can use later. Shopping in
  certain shops and centers with the credit card
  will earn you points. When you have enough points
  you can change them for presents, travel or
  dinning discounts. In this list are included
  tickets and vouchers, too.

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Finty Credit Cards from Major Banks

• Finty offers credit cards of OCBC bank, DBS bank,
  ANZ bank, CIMB bank, HSBC bank, CITY and AMERICAN
  EXPRESS.
• On Fintys website you can find a whole blog page
  called Pocket hacks with promos, deals and cash
  back explained. All restaurants, cafes, hotels,
  and shops are listed so you will know where you
  can use your discounts or earn points. This is
  useful because people are quite happy to have
  some discounts but don't really remember where
  they can use them. That's why Finty is such a
  good place to apply for a credit card from
  because they have thought of everything.
• https//www.finty.com/