piggybacking

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Authorized Users LLC
Add Positive History To Your Credit With Our
Tradelines!
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How Piggybacking Helps for Credit Building?
Piggybacking is a credit building tactic that
allow a person who is trying to build credit to
piggyback onto the credit history of someone
who already has excellent credit. This is done
via the use of authorized user accounts.
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How Piggybacking Helps for Credit Building?
The person with the excellent credit history
would add the person who is trying to build
credit onto their credit card as an authorized
user. This action alone causes the entire history
of the account to be reported as a tradeline on
the credit report of the person trying to build
the credit.
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How Piggybacking Helps for Credit Building?
This added excellent credit history allows the
person wanting to build credit to realize score
improvements of 50 points or more depending on
the strength of the original credit line used.
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How Piggybacking Helps for Credit Building?
The basic things you need to understand
Piggybacking is utilizing the credit of others to
develop higher credit scores.
Effectiveness will be based on individual credit
account you have been added to which is the age,
limit, balance, and payment history of the
account you are being added to.
Length of time which the information reports to
the bureaus for authorized users can be short,
many times you are removed within 1-2 month which
results in the tradeline being removed from your
credit report as well.
Quickly closing on any loans you are seeking once
the score increase hits is considered a best
practice. basically you use it or lose it.
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