Motor Insurance Policy

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Motor Insurance Policy
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What Makes a Suitable Motor Insurance Policy?

• There are many factors to consider when choosing
  a Motor Insurance Policy. There are different
  types of policies to choose from, different
  features and benefits and, sometimes, legal
  jargon that you have to wade through. By
  revealing the ins and out of the cover in this
  article we hope to show you how to find the right
  car cover for you.
• First of all you have to decide which level of
  Motor Insurance Policy would be the best for your
  circumstances. There are three types - third
  party only which gives you the minimum amount of
  covered required by law third party, fire and
  theft and fully comprehensive.

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Three levels of cover

• Motor Insurance Policy pays out for any damage or
  injury caused by you to a third party or their
  property while driving. Damage to your own
  vehicle is not covered, nor would you be able to
  make a claim on your motor insurance if your car
  was stolen or if it was damaged by someone else
  (though in the latter instance, you could claim
  on their insurance). This type of cover may be
  right for you if your vehicle is not worth very
  much and you could afford to replace it
  comfortably in the event that it was written off
  or damaged.
• Third party, fire and theft insurance provide the
  same protection as third party only but also
  covers you if your car is stolen or damaged by
  fire. If your choice of vehicle is a cheaper,
  second hand one then you may want to consider
  taking out third party, fire and theft
  insurance.
• If you own a brand new car then you will probably
  have no other option but to take out fully
  comprehensive insurance. This insurance does
  everything that third party, fire and theft does
  plus it covers your vehicle against any loss or
  damage if you have caused the accident.

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Additions to your Motor Insurance Policy

• Many of these policies also come with add-ons
  such as a free courtesy car if yours is being
  repaired or has been written off, or free handbag
  or breakdown cover - so do look out for any extra
  benefits that come as part of the motor insurance
  package. That way you can select the cover that
  is right for you.
• By using a Motor Insurance Policy comparison
  website, you can easily evaluate the major
  benefits of the motor insurance policies you have
  selected, so not only can you look at that
  all-important price, but also what each policy
  has to offer.
• Finally, think about how you can make savings on
  your motor insurance premiums. Options include
  electing to pay more for the vehicle excess
  (which is the amount you would have to stump up
  in the event of a claim) and beefing up your
  security with an immobiliser or a tracking device
  (some insurers will give a discount if you make
  your car more secure).

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Click to know more about Motor Insurance Policy

• https//www.bajajallianz.com/Corp/motor-insurance/
  car-insurance.jsp