What is Travel Insurance?

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Travel Insurance

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What is Travel Insurance?

Travel insurance is insurance that is intended to
cover medical expenses, trip cancellation, lost
luggage, flight accident and other losses
incurred while traveling, either internationally
or within one's own country.
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Types of Travel Insurance

• Domestic Travel Insurance
• International travel insurance
• Corporate Travel Insurance
• Student Travel Insurance
• Senior Citizen Travel Insurance
• Family Travel Insurance
• Individual Travel Insurance
• Multi-Trip Travel Insurance
• Single Trip Insurance

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Domestic Travel Insurance

Domestic travel insurance is meant for customers
who are travelling within the country. It
provides coverage for medical emergencies,
permanent disability and death, checked-in lost /
stolen baggage, travel delay and personal
liability.
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International Travel insurance
International travel insurance offers protection
from a number of contingencies for overseas
travelers during international travel. It
provides a comprehensive coverage for medical
expenses overseas, hijack, baggage and travel
delays, repatriations / evacuation to India, and
loss of travel documents / passport besides the
usual coverage.
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Corporate Travel Insurance
Under corporate travel insurance India, employees
of an organization can get coverage for both
international and domestic trips.
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Senior Citizen Travel Insurance
Senior citizen insurance is for people who belong
to the age group 61-70.It is a travel insurance
policy aimed at senior citizens to make their
travel a pleasant experience. It includes
coverage for dental treatments and cashless
hospitalization besides the usual benefits
associated with travel insurance.
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Student Travel Insurance
Student Travel Insurance is a travel insurance
policy designed for students travelling abroad on
student visa to pursue higher studies. The policy
covers students who are going colleges,
universities or institutes in a foreign country
for academic or professional courses. There is
minimum paperwork involved in student plans. The
coverage is comprehensive and provides for
expenses incurred on medical treatment, passport
loss, and study interruptions.
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Family Travel Insurance
A family travel Insurance plan insures the entire
family of the insured individual during travel
from travel related emergencies. Family travel
insurance covers hospitalization (travel medical
insurance), baggage loss, and other incidental
expenses. The claim disbursement is easy with
minimal paperwork involved.
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Individual Travel Insurance
As the name suggests, individual travel insurance
is meant for a single individual covering him
from travel related contingencies. Through
individual insurance, you can get coverage
against cancellation of trip, home burglary and
trip curtailment.
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Multi-Trip Travel Insurance
A multi-trip travel insurance is a type of travel
insurance offering extended coverage usually for
a year, specially designed for frequent fliers
for multiple trips so that they dont have to
apply for insurance every time they travel.
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Single Trip Insurance
This type of travel insurance provides coverage
for the duration of a single trip. It takes care
of medical (travel health insurance) and
non-medical emergencies during travel including
coverage for loss of checked-in baggage.
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