Extra Repayment calculator for home loan

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Stamp Duty Calculator
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About Stamp Duty Calculator

• Welcome to Stamp Duty Calculator, the
  authoritative website for information and Tips on
  Stamp Duty, Home Loans, Rates including Interest
  Rates and Stamp Duty Rates, Real Estate, plus a
  suite of Stamp Duty Calculator tools to assist
  you in calculating the stamp duty you will have
  to pay in the state you live Australia wide, with
  the associated fees in addition to the purchase
  price of your new home. Many people use a Stamp
  Duty Calculator to calculate the stamp duty due,
  then add that amount to their Home Loan.

http//www.stampdutycalculator.com.au
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Stamp Duty Northern Territory (NT)

• The Northern Territory Government provides a
  stamp duty First Home Owner Concession (FHOC) to
  persons purchasing their first home in Australia,
  or land on which to build their first home.
• From 4 May 2010, FHOC is an amount up to 26 730
  off the duty payable which represents the duty on
  the first 540 000 of the dutiable value of the
  property.
• The FHOC is not means tested but the purchase
  price (including any GST payable) or unencumbered
  value of the home or land must not exceed 750
  000 and 385 000 respectively. If building a
  home, there is no limit on the construction
  costs.
• Where these thresholds are exceeded, the FHOC
  does not apply but purchasers may be eligible for
  the Principal Place of Residence Rebate.

http//www.stampdutycalculator.com.au
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Stamp Duty South Australia (SA)

• Stamp Duty SA What is required?
• It is important as well as a requirement of law
  in South Australia that the purchaser legally
  records their interest in any land they purchases
  quickly and efficiently to protect their
  investment.
• The usual practice is that the purchaser will be
  responsible for the payment of the appropriate
  stamp duty and Lands Titles Office registration
  fees at the time either the purchaser or their
  representative arranges stamping and then lodges
  the documentation for registration at the Lands
  Titles Office.
• To use the Stamp Duty Calculator South Australia,
  enter the property value and the property type,
  whether that be residential or an investment
  property that will be rented out for example, and
  select whether you are a Fist Home Buyer in SA or
  not.
• The first home buyers calculator is included in a
  link in the calculator for Stamp Duty SA.

http//www.stampdutycalculator.com.au
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Stamp Duty New South Wales (NSW)

• The NSW Stamp Duty Calculator is invaluable in
  calculating the Stamp Duty NSW (in New South
  Wales).
• A sale or transfer of land (including
  improvements) or a business in NSW is liable to
  Stamp Duty NSW.
• It is immaterial whether or not the transaction
  is effected by a written instrument or by other
  means, including electronic means.
• This Stamp Duty Calculator NSW is easy to use,
  simply enter the property value, the property
  type, and whether you are a First Home Buyer. You
  can then add this amount in to the Home Loan
  Calculator to get a more accurate repayment
  figure.
• Stamp Duty NSW What is Stamp Duty NSW?A
  liability for duty arises when the sale or
  transfer occurs. However, if the sale or transfer
  is effected by a written instrument, liability
  for duty arises when the instrument is first
  executed.
• Stamp Duty NSW is payable within 3 months of the
  date liability arises. The purchaser or
  transferee is liable to pay the duty.
• Stamp Duty NSW includes the following
  transactions an agreement for sale or
  transfer a declaration of trust a surrender
  of an interest in land in NSW a vesting of land
  by statute law a foreclosure of a mortgage a
  vesting of dutiable property by a court order.
• Note this is not an exhaustive list, and full
  details of Stamp Duty NSW are contained in the
  Duties Act 1997

http//www.stampdutycalculator.com.au
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Stamp Duty ACT

• People who purchase property (houses, land, land
  and improvements or commercial premises) located
  in the ACT must pay duty on that purchase.
• Duty is calculated on the greater of the purchase
  price or the market value of the property. This
  rate of duty is often referred to as conveyance
  rates as well as stamp duty ACT.To Use the Stamp
  Duty Calculator ACT simply enter the property
  value, the property type, and whether you are a
  First Home Buyer.
• If you are purchasing a home and/or land you may
  be eligible for assistance under the First Home
  Owner Grant and the Home buyer concession.
• Compliance obligations/requirementsPurchasers or
  their legal representative are required to lodge
  the contract for the purchase of the property and
  pay the duty within 90 days of the liability
  arising, e.g. execution (signing) of the
  contract. You should be aware that giving false
  or misleading information is a serious offence.
• Documents required on lodgmentA completed
  Conveyance Lodgment Form and the contract for the
  purchase of the property containing the vendors
  (selling party) signature or both signatures is
  required. You may also lodge the Memorandum of
  Transfer with the purchasers (buying party)
  signature at the same time or any time prior to
  settlement.
• NOTE Your contract and a Memorandum of Transfer
  must be stamped by the ACT Revenue Office before
  the Registrar of Land Titles will place your name
  on the title of the property.

http//www.stampdutycalculator.com.au
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Stamp Duty Victoria (Vic)

• Stamp Duty Victoria is charged on a range of
  different transactions including the transfers of
  Land.
• How is duty charged?
• The way that Duty is charged depends on the
  nature of the transaction. It can either be
  charged at a flat rate or based on the value of
  the transaction (ad valorem rate) This is why the
  Stamp Duty Calculator Victoria is a very useful
  tool, because to calculate Stamp Duty Vic. is
  quite complex, and depends on whether the
  property is for residential or non residential
  use.
• Using the Stamp Duty Calculator Victoria is very
  easy, and takes the guess work out of calculating
  the correct amount of Stamp duty Victoria.
• All you need to do is enter the property value
  for the property you are looking at buying, and
  choose the property type depending on whether
  you will living in the home as your primary place
  of residence.
• Next select the First Home Buyer option whether
  this is your first home purchased or not.
• The stamp duty calculator Victoria will show you
  the amount of stamp duty payable in Victoria.

http//www.stampdutycalculator.com.au