Title: Are your satisfied with your health insurance cover?
1 Best Health Insurance in India
2Are your satisfied with your health insurance
cover?
- Keeping in mind the rising medical costs, complex
treatment procedure, clinics and hospital
hassles, health hazards due to environmental
conditions, health insurance has become an
indispensable tool in todays world. - The medical treatment costs have reached an
all-time high and are further expected to rise
due to ever inflating economy. - A good health policy will not only support you
financially but will also lift your emotionally
during the time of health crisis. Thus, one good
health insurance plan is directly proportional to
your financial solutions, emotional stability and
social image in the society.
3- However, markets are filled with loads of
policies provided by various insurance providers
for millions of customers across in India. This
often makes customer confused in choosing the
best health insurance in India for themselves and
their family. - Pre-Existing Diseases
- They cannot approve any claim generated during
this period for illness occurred because of the
diseases which you had been suffering before the
purchase of policy. Therefore, you should look
for plan which has lesser waiting period and more
pre-existing illness cover.
Insurance companies come with a waiting period of
around 2 to 4 years in case of pre-existing
diseases.
4- Co-payment Discount
- Co-payment Discounts means mutual payment done by
insurer and the insured person. The payment
percentage is divided as set while purchasing the
policy. Co-payment helps you reduce premium. - Hospitals
- Insurance companies have lists of hospitals
tie-ups where for any treatment you dont need to
pay the bills rather you can enjoy cashless
facility with no hassles of reimbursement filing.
- All the charges are settled directly between the
hospital and insurer. Your best health insurance
in India should look for policy that covers
empanelled hospitals in your area, so that you
can approach it with ease during emergencies.
5Exclusions Exclusions are more important than
inclusions. To create the best health insurance
in India, it is advisable read the exclusions
terms and conditions of the insurance policy.
Go for policies with less number of exclusions
so that you dont suffer issues during the
treatment of your illness or when claiming for
your familys medical expenses.
Thank You!
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