Eden Loans- Insurance, Loans, Progressive

1
Loan Solutions for Practical Life
2
Introduction

• Our loans agency is here to help you and your
  business. From requesting a quote on your home
  loan, business, personal or car loan to a custom
  package that fits all of your needs, we're your
  one-stop shop for all things loans-related.
• As an independent agent, we combine different
  quotes that are provided by the most reasonable
  lenders that meets your personal, home or
  business needs. Feel free to give us a call today
  for your free quote.

3
Benefits

• Free Service to clients
• Friendly, helpful, and knowledgeable staff
• Personal assistance
• Safety First tips for you and your family 
• Free business consultations
• Loans explained at your fingertips

• Discounts on interest rates where applicable
• A member's only online resources
• Business packages
• Obligation free
• You choice of loan / lender / bank

4
Core Service By Eden Loans
5
Core Service By Eden Loans
6
Business Loans

• We can get you fast  business loans for your
  small or medium businesses 
• by offering flexible, simple loan solutions .
  Pre- approval can be obtained in 24 hours and
  funding within 2 days. Loans can be used for
• Working Capital
• Buying New Equipment
• Hiring Staff
• Purchasing Inventory
• Marketing
• Refinancing
• Other

7
Business Loans

• The other Features of this loan are
• No collateral required
• No Application Fee
• Minimum paper work
• Easy repayments
• Please feel free to contact us.

8
Core Service By Eden Loans
9
Home Loans
Home loans provided by banks and lenders are
often complex and difficult to understand. As the
home loan market becomes increasingly complex and
difficult, more people are turning to mortgage
brokers. The easiest and quickest way to entering
the property and lending market is to talk to a
mortgage broker.  The advantages of talking to a
mortgage broker are
10
Home Loans

• We can save your time.
• We can save your money.
• We do your paper work for the loans.
• We come to you.
• We compare the market and get you the best loan.
• We save you from pitfalls.
• We find the most suitable and right loan for you.
• We give you choice.
• If you have any, please feel free to contact us.

11
Core Service By Eden Loans
12
Personal Loans
A personal  loan is one of the ways you can get
what you have always wanted. An unsecured
personal loan is the way to get a car, a boat, a
caravan, a holiday or a trip to your favorite
destination you have ever wanted. Or it can be a
secured loan against your car or boat. We can get
you a loan based on your needs. We are based in
Brisbane and is here to help you when you need
it. Please contact us for our free advice and
help on the form below
13
Core Service By Eden Loans
14
Bad Credit Loans
We  provide lending solutions to clients who
have 1.  Defaults, judgements or writs 2. 
Part IX and X debt agreements 3.  Late payments
or mortgage arrears 4.  Discharged bankruptcy
15
Loan Types
Variable Interest Loans Most of the lenders and
banks offer this type of loans to customers and
is the most popular choice. This type of loan
allows customers to pay off their home loan
sooner or reduce the amount of interest they pay
during the life of the loan, though the use of an
offset account. Repayment can be Principal and
interest and interest only up to 15 years. Loan
term is generally up to 30 years. The interest
paid and installments paid vary during the life
of the loan depending on prevalent interest rates.
16
Loan Types
Fixed Interest Loans This type of loan allows
customers to have some repayment certainty by
allowing them to lock in an interest rate for a
fixed term and fixed repayment cycle. Loan term
is generally up to 30 years. Fixed interest rate
options are generally available up to 10 years.
Repayments can be Principal and Interest and
Interest only up to 15 years.
17
Loan Types
Construction Loans Construction loans allow
customers to purchase vacant land and construct
homes. The important difference between a
construction loan and a standard loan is that
whilst the home is being constructed, your only
payments are for the interest being charged on
the amount you owe at any given time. Payments
start with the purchase of the land, and then the
amount you owe would gradually increase as you
pay the builder for the completed stages of the
building.
18
Loan Types
Interest Only Loans An interest only Loan has 
repayments which only pay the interest charged on
the term of the loan. The principal has to be
paid at the end term of the loan. These loans
are  recommended for investment  properties.
19
Loan Types
Line of Credit Loans Ideal for customers who
have equity in their home or investment property
and require flexible and convenient access to
funds to finance personal investments or other
personal purchases. This mortgage is secured by
first mortgage over the residential property.
20
Loan Types
Commercial Property Loans Commercial property
Loans are specifically for commercial property as
against housing property.  Interest rates and
equity requirements are generally governed by
specific criteria and market conditions at the
time.
21
Loan Types
Business Loans Business loans are for
businesses to grow or expand their business.
Loans can be used for buying new equipments,
hiring staff, working capital, marketing,
refinancing, or expansion. This mortgage can be
secured against property or unsecured .
22
Thank You
Visit http//www.edenloans.com.au/