Quincy Harrington - Steps in the Mortgage Process

1
Steps in the Mortgage Process
2
Step 1
Apply
Applying to get pre-qualified is easy! Just fill
out or pre-approval form and we will contact you
quickly to get all the information we need from
you.
3
Step 2
Issue
We issue the pre-qualification letter so you have
a price range in mind of what you are able to get
a loan for. The pre-qualification letter is not a
guarantee of the loan, but is typically enough to
make an offer on a house.
4
Step 3
Gather
Gather your documents to complete your
application. We will let you know what documents
you need to finalize the application
5
Step 4
Find
Find a property. You can use one of our reputable
Real Estate Agent partners to help find the best
house for you. Not sure why you need a realtor?
Learn more about what real estate agent can do
for you Also, read our article about 5 things you
should check about the neighborhood before you
buy a home.
6
Step 5
Order
We will order 3rd party services such as the
appraisal.
7
Step 6
Process
We will process your application and get it ready
for underwriting.
8
Step 7
Underwrite
The underwriter will deny or confirm that all the
information you submitted is accurate and that
your file will work with the conditions of the
loan program you have selected.
9
Step 8
Satisfy
If your loan is approved, we move on to satisfy
any conditions assigned by the underwriter.
10
Step 9
Clear
We will clear the loan for closing.
11
Step 10
Close
You will now be able to close on your new home!