Best health Insurance In India

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Best health Insurance In India

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Online Health insurance plans by Bajaj Allianz include individual health insurance, family floater health insurance, add on health cover, senior citizens and women specific critical health insurance policies – PowerPoint PPT presentation

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Title: Best health Insurance In India


1
  • HEALTH INSURANCE

2
Is your insurance the best health policy in
India?
3
  • Introduction
  • Keeping in mind the rising medical cost,
    health insurance has become the most important
    purchase in your basket of life. Today, due to
    the ever escalating inflation rates, complex
    treatment procedures, high end diagnosis etc.
    medical treatment costs have reached an all time
    high and are further expected to rise. Medical
    emergencies like sickness, disease and accidents
    which may result in prolonged hospitalization can
    leave you in severe financial crunch unless you
    have a comprehensive medical insurance policy
    which takes care of all your hospitalization
    expenses.


4
  • How To Choose Health Insurance
  • Researchers say even as the scales of awareness
    is on the rise in health sector, a reluctant
    approach is adopted when buying these medical
    insurance policies.
  • The major reason behind this is the lack of
    knowledge about the possibilities that there some
    good health insurance policies available in
    India. There is also limited knowledge about the
    factors which should be considered when buying
    medical insurance and successful filing of a
    Mediclaim.
  • At the end with inadequate knowledge on the
    topic you start wondering Which is the best
    health insurance in India that suits as your
    needs?

5
  • How Policy Help U For TAX BENEFITS?
  • Most people feel that the best health
    insurance policies are one that offers impressive
    tax benefits. Their sole motive of buying health
    policy is saving tax and they fail to consider
    the intricacies of buying a comprehensive medical
    insurance plan which offers them maximum benefits
    at minimum premium payment amount. Often in their
    quest to save tax they end up buying some wrong
    policies which might not cover their crucial
    needs at the time of insurance claim.
  • The article will guide you through some
    factors which could be considered to create your
    best health insurance in India
  • 1. Number of people staying in your family
    and their respective ages are very important
    while choosing for the best medical insurance
    policy.
  • 2. Secondly deciding the amount of sum
    insured to provide coverage to the members in the
    policy. Remember a best can be created only with
    the amount you can nest. Never try to exceed your
    limits. You should select a sum insured depending
    upon your premium payment capacity as higher the
    coverage, more the premium payment amount and
    vice versa.

6
  • 4. Get acquainted with some medical check-ups
    procedures in case any family member has attained
    a pre-defined age.
  • 5. Knowing about the successful filing of
    insurance claim is very important part if you
    wish to get the optimum use of your policy. You
    have to understand various reasons which can be
    constraints in successful filing of a claim and
    deal to overcome them when required.
  • 6. Internet is the best tool to do your own
    research, permutations and combinations, study
    your demographics, company policies, discounts,
    flexible payment mode and hassle-free claim
    procedure and then apply for creating your best
    health insurance in India. You should select a
    policy which fulfills most of your health care
    requirements, if not all.

3. Always stay on a hunt for add-on features or
riders at discounted rates which you can add to
make your best health insurance in India such as
critical illness rider, accidental cover.

7
  • Benefit Of Health Insurance
  • It is advisable to claim a free year bonus
    which every health insurance provider offers to
    its customers for a claim free year. The benefit
    is either passed by way of discount on payment of
    premium or increased sum insured. Getting the
    best health insurance in India means purchasing
    the policy that meets your requirement at optimum
    costs which fits into your budget.
  • Thank You!

8
  • To Know more visit

http//www.bajajallianz.com/Corp/health-insurance/
health-insurance.jsp
https//www.facebook.com/BajajAllianz
https//www.youtube.com/user/BajajAllianzGIC
https//twitter.com/BajajAllianz
https//www.youtube.com/user/BajajAllianzGIC
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