Title: Best health Insurance In India
1 2Is your insurance the best health policy in
India?
3- Introduction
- Keeping in mind the rising medical cost,
health insurance has become the most important
purchase in your basket of life. Today, due to
the ever escalating inflation rates, complex
treatment procedures, high end diagnosis etc.
medical treatment costs have reached an all time
high and are further expected to rise. Medical
emergencies like sickness, disease and accidents
which may result in prolonged hospitalization can
leave you in severe financial crunch unless you
have a comprehensive medical insurance policy
which takes care of all your hospitalization
expenses. -
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4- How To Choose Health Insurance
-
- Researchers say even as the scales of awareness
is on the rise in health sector, a reluctant
approach is adopted when buying these medical
insurance policies. - The major reason behind this is the lack of
knowledge about the possibilities that there some
good health insurance policies available in
India. There is also limited knowledge about the
factors which should be considered when buying
medical insurance and successful filing of a
Mediclaim. - At the end with inadequate knowledge on the
topic you start wondering Which is the best
health insurance in India that suits as your
needs?
5- How Policy Help U For TAX BENEFITS?
-
- Most people feel that the best health
insurance policies are one that offers impressive
tax benefits. Their sole motive of buying health
policy is saving tax and they fail to consider
the intricacies of buying a comprehensive medical
insurance plan which offers them maximum benefits
at minimum premium payment amount. Often in their
quest to save tax they end up buying some wrong
policies which might not cover their crucial
needs at the time of insurance claim. -
- The article will guide you through some
factors which could be considered to create your
best health insurance in India - 1. Number of people staying in your family
and their respective ages are very important
while choosing for the best medical insurance
policy. - 2. Secondly deciding the amount of sum
insured to provide coverage to the members in the
policy. Remember a best can be created only with
the amount you can nest. Never try to exceed your
limits. You should select a sum insured depending
upon your premium payment capacity as higher the
coverage, more the premium payment amount and
vice versa.
6-
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- 4. Get acquainted with some medical check-ups
procedures in case any family member has attained
a pre-defined age. -
- 5. Knowing about the successful filing of
insurance claim is very important part if you
wish to get the optimum use of your policy. You
have to understand various reasons which can be
constraints in successful filing of a claim and
deal to overcome them when required. -
- 6. Internet is the best tool to do your own
research, permutations and combinations, study
your demographics, company policies, discounts,
flexible payment mode and hassle-free claim
procedure and then apply for creating your best
health insurance in India. You should select a
policy which fulfills most of your health care
requirements, if not all. -
3. Always stay on a hunt for add-on features or
riders at discounted rates which you can add to
make your best health insurance in India such as
critical illness rider, accidental cover.
7- Benefit Of Health Insurance
- It is advisable to claim a free year bonus
which every health insurance provider offers to
its customers for a claim free year. The benefit
is either passed by way of discount on payment of
premium or increased sum insured. Getting the
best health insurance in India means purchasing
the policy that meets your requirement at optimum
costs which fits into your budget. - Thank You!
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