Title: Moyea Free IT PowerPoint Template
1????? ?????? ???? ???? ???? ???
???? ???? ??????? USSD
???? ???? ??? ???? ???? ??? ??????
2Your Gateway to mPayment
mTicketing mCommerce
3Mobile Solution
?????? ?? ??????????? ??????? ???? ?? ?? ????
????? ?? ???? ????? ? ????? ??? ????? ? ????? ?
... ??? ?????? ???? . ?? ????? ??? ???? ??
??????? ?? ??? ???? ? ?????? ??? ?????? ????
???????? ???? ?? ????? ????? ??? ??? ?? ????
. ????? ??? ?????? ?? ???? ??? ???? ?? ?? ?????
??????? ???? ????? ????? ?????? ???? Apple ?
Microsoft ???? ???????? ???????(google) ?????
???????? ?? ?? ?????? ???? ???? ???.
4Mobile Commerce
?????? ??????? ?? ???? ?????? ?? ???? ?? ???????
???? ? ????? ? ??????? ? ?? ?? ??? ??????? ?????
?? ??? ??????? ????? ??? ?? ????? ??????? ?????.
1
1 Mehdi khosrow , "Encyclopedia of E-Commerce
E-Government and Mobile Commerce" , USA, 2006
5???? ??? ???? ????? ??? ????? ?? ??????
- ????? ???? ?? ??? ??(ubiguity)
- ????? ? ???? ????
- ????? ????? ??? ??? ??????? ? ???????? ???? ??
- ?????? ?????? ???? ? ????? ?? ?????? (immediacy)
- ?????? ???? ????? ????? ?? ????? ????? ??????
???? - ????? ?????? ?????? ????
- ?????? ????????
- ????? ??????? ?????
6????? ????? ????????? ????? ?? ??????
7USSD Unstructured
Supplementary Service Data
mPayment
Plastic money
Coins
Barter
8mTicketing ??????? ???? ?? ???? ????? ??? ? ???
????? ? ...
9???? ??? ???? ??? ??? ??????? ???? ?? ?? ????
Mobile Money
Mobile Top-Up
Utility Payment
Lottery/Betting
Int. Remittance
Mobile Banking
Single PIN Multi Top-Up
mTicketing
Loyalty
Insurance
Micro Finance
10Mobile Top Up Bill Payment Mobile Money/Wallet Mobile Ticketing Mobile Banking Micro(Agent/Branchless) Banking
Domestic Mobile Top-up (Airtime Credit) P2P ( Person-to-Person) Air Ticketing Register Open a limited features account at local retail outlet
International Mobile Top-up (Airtime Credit) Aggregator for existing MMSP (Super Distributor) Bus Ticketing Check Balance Your mobile number is your account ID
Utility Payments like Electricity , Gas , Water, Digital TV , School Fees. International Remittance Toll Tickets Get Statement (Mini Statement) Deposit Withdraw cash at local retail outlet
PIN Base Top-up Vouchers Network of Remittance Agents use mobiles to Transfer money Railway Tickets Transfer Funds (Bank-Wallet/Wallet Bank) Transfer money make other service payments
Premium Collection ( Insurance, Loans) Senders remit money via cash through Agents/Retailers or bank Movie Tickets Make Payments (Same Bank Transfers)
Self Recharge Recipients collect cash at local Agent/Retailers Ferry Tickets Stop Cheque
Retailer Recharge Bill Payment Money Cards for Senders who might not have mobile Entertainment Tickets (Games, Shows) Request Cheque Book
Bulk API Change Password
Balance Transfer ( for MNOs) Top up Own Number /other Number
11????? ??? ??? ?????? ???? ?? ???? ??? ????????
??????
- Short Message Service
- WAP/GPRS
- USSD
- Voice Channel / IVR
12????? ????? ???? ??? ??? ????? ???? M-Commerce ?
?????? ????
- SMS-Based Application
- GPRS-Based Application
- Phone-Based Application / J2EM /BREW
- SIM Application Toolkit /SAT
- NFC-Based Application
- USSD-Based Application
13????? ???? ?? ???????? USSD ? ??????? ??? ??
- USSD
- ?? ?????? GSM ??? ?? ????? SMS ?? ????
?????????? GSM ???? ?????? ??????? ?? ??? ?????
?????? ??? ? ?? ????? ????? ????? ??????? ? ?????
???? ???????? ??????? SMS ???. - USSD ?? ?? ???? ???? ??????? ???
- 1- ????? ?????? ?? ???? ?????? ? ?????? ??
???? ??? ???? ????? GSM ????? ???. - 2- ?? ?????? ???? ???? ? ?????? ?? ?? ??????
???? ?????? ?? ?? ???? ??????? ?? ????????? ?????
?????? ? ?????? ???? ?????????? ?? ????.
14- USSD ?? ????? SMS
- - ??????? ?????? ??? ??? ???????? ????
????? SMS ?? ?????. ??? ??? ?????? ????? ? ?????
?? ??????? ??? ???? ?? ??? ???? ????? ?? ?????
??? ????? ??. - - ??? ???? ???? ?? ???? ???? ?????? ??
????? USSD ???? ???? ? ????? ???????? ???????? ??
???? ????? ???? ??????? USSD ?? ???? ???. - - ?????? SMS ?????? ?????? ???? ????? ??
???? ????? ?? ???????? ???????. - - ?? ???? ??????? (????? ?????) ?????????
???? ?????? ?????? ????? ????? ?? ?? ??????. - - ?? ????? ???????? ?? STK ??? ???. ???
????? ????? ??? ?? ???? ?? ?? ?? ????????
???????. - -???? ?????? ?? ??? GSM ?? ?? ????????
???????? - - ??????? ?????? ?? ????? ??????? ??? ?????
? ??? ????? ?????? ???? ?? SMS ???? . - - ??? ???? ???? ???? ????? ????? ?? ?????
?????? ?? ????? .
15???????? ??? ???? ?? ?????? mTicketing ??????
Short Messenging Service (SMS) SMS Based Mobile Application
Mob Handheld terminals
GPRS POS Access
GPRS Mobile Application
WAP Distributor Mobile App - Android, J2ME, Java, iPhone
Reseller Mobile App - Android, J2ME, BlackBerry, iPhone
CSR Mobile App - Android, J2ME, BlackBerry, iPhone
Web Admin Web Portal Foreign Language Support
CSR Web Portal Foreign Language Support
Reseller Web Portal Foreign Language Support
Corporate Web Portal Foreign Language Support
Distributor Web Portal Foreign Language Support
Bulk Distributor Log IN Foreign Language Support
Merchant Log IN Foreign Language Support
Unstructured Supplementary Service Data (USSD) USSD Menu USSD Android USSD iPhone USSD Java
Interactive Voice Response (IVR) Dynamic IVR Management
POS Device Application Spectra, Visiontek, Ingenico and Verifone API integration
Kiosk Device Application Standalone/Wall Mounted Kiosk
16?????? ?? ?????? ?????? ??????
- ???? ??? ???
- ?????? ??? ???? ???? ??? iOS ? Android ? JAVA
- ?????? ????? ??? ??????? ? ?????? ?? ( iOS
version) - ?????? ???? ?? ????? ????? ????
- ???????? ??? ???? ?? ??? ? ???? ????? ????????
- ?????? ????? ?????? ???? ?? ????? ??????? ? ??
USSD - ?????? Cache ??????? ????? ?????
17????? ???? ?? ???? ????? ??????
18???? ?????? ???? ? ???????? ???? ????
19???? ?????? ????? ??????? ? ??? ???? ???????
20???? ?????? ???? ????? ???? ? ???? ????? ? ????
?? ???
21????? ???? ?????? ??? ?? USSD ? ????? ?????
22 ?????? ??????? ? ????? ????? ?? ???????
23Network Architecture- Security Standard
USSD Engine
Firewall
Firewall
CryptographyAlgorithm
INteranet
HTTPS SSL 3.0
HTTPS SSL 3.0
Raja_APP
CryptographyAES
MD5 and SHA1 check sum generation algoritham
MSC/HLR
CryptographyAlgorithm
HTTPS SSL 3.0
- Security application components
- Database Cryptography
- Digital Certificates - SSL
- End to end transmission Cryptography
- Two different authentication processes
- Ethical Hacking Test (Vulnerability Assessment)
- Self destruction in case of loss, theft or a
password mistake. - User vs personal device (only a specific user ID
can use a specific device)
IP Sec VPN ISO 8583
Bank
PSP
24 ??? ???? ?????
- Business Economics
- ?? ??? ???? ??? ?? 5.2 ??????? ????? ???? ?????
???? ???? - ?? ??? 2018 ??? ?? 83 ???? ?? ?????? ???
???????? ???? ?????? ??? ???? ????? ????? ??? - ?? ???? ??????? ??? ???? ??????? ??? ????? ????
???????? ?????? ????? ?? ????????? ????? ?? ???
?? ????. - ????? ???? ?? 0.3 ???? ?? ????? mcommerce ????
???? ?? ???? ?? ???? !!!
25??? ?? ???? ??? ?? ????? ????
26Thank You
Raja_Dadehban
f.mosafer_at_dadehban.com