Title: HDFC Mortgage
1HDFC Mortgage Loan
2Transfer Your Idle Property to Ideal Property
- An employed individual who is earning a handsome
amount of money can easily arrange funds for
needs in short term. If not then any of the banks
will provide you the personal loan at quite
higher interest rate which ranges 16 to 20.
Tenure of personal loan is ranges 1 year to 5
years. If you are not a salaried individual and
cash flow not a dependent of date then arranging
funds for shorter term and longer term becomes
quite challenging. - However, if you own a property which is a very
valuable asset then an interesting loan product
is there for you- Loan against Property (LAP).
Most of the public sector banks and private
sector banks offer this product.
3What is Loan Against Property (Mortgage)?
- It is just similar to personal loan as to avail
this product you should be an owner of a property
and you have to put it as collateral against the
loan. This collateral property might get seized
if you are found to be defaulter as a borrower.
It is a secured loan and banks feel secured as
your valuable property has been put as
collateral. Also it gives you the bargaining
power.
4When you Should avail LAP (Mortgage)?
- In case you encounter a medical emergency or you
are lacking funds for higher education of your
child or you want to start your business or want
to expand your business then you can avail LAP.
Moreover if you have been waiting for long to go
on a vacation but your pocket did not allow you
then your property can open the pathways for you.
5What makes LAP an attractive option?
- There are some important and exclusive features
that make this option more lucrative than any
other loan. - Longer tenure for repayment
- Loan up to 40 to 70 of the property value
- Easy processing
- Lower interest rates with floating and fixed rate
as options
6Why LAP (Mortgage)?
- If you are owner of an idle property then you can
make it an ideal property by its optimum
utilization. There is no chance of losing
ownership and you get funds at cheaper interest
rates. As EMI amount is inversely proportional to
tenure, so longer tenure means lower EMIs that
sets you stress free. However, before applying
for LAP you should consider few important points.
Foreclosure charges is an important aspect where
some banks play tricky. Proper planning and
research will prevent the future problems.
7- It is a powerful tool to fulfill your financial
needs. If you are a loan hunter and seeking for a
perfect loan provider in National Capital Region
then you should go for HDFC Loan against Property
Noida. It is the prominent bank enriched with
exclusive features of speedy process, hassle free
documentation and quick disbursement.
8Contact Us
- Unified Capital Solutions Pvt. Ltd.
- A-17, Second Floor
- Sector 4, Noida 201301
- Phone 91-9289663663
- Website - http//hdfc.unifiedloans.in/