HomeBenefitIQ'com

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HomeBenefitIQ.com

• Simply Smarter Home Benefits!

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The Origin of HomeBenefitIQ

• Today most employers offer their employees
  traditional benefits at a substantial cost burden
  to the employer. Traditionally these include
• Medical/Dental/Vision
• Retirement/401K/Tuition Reimbursement
• In todays competitive environment, employers are
  seeking value-added benefits that cost the
  employer little or nothing.
• Confidential

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Benefits to the Employer

• Increases employee loyalty
• Demonstrates to employees that you care about
  them and their family
• Increases financial well-being
• Financially sound employees are more productive
• Reduces stress and increases productivity
• Financing a home (moving or refinancing) is one
  of the top three most stressful endeavors
• Zero cost to the company/organization
• Exclusive, co-branded website accessed through
  HomeBenefitIQ.com
• Little or no administration required on your
  partwe do all the work
• Confidential

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Benefit to the Employee

• No up-front application fees
• Free Annual Credit Report
• Friendly, quality experience
• One-on-one relationship with your Mortgage
  Advisor Team
• Customized mortgage solutions for your employees
• Rates and fees not available to the general
  public
• Price clarity know the cost of the loan prior
  to committing to the process
• All employees are eligible and it's completely
  voluntary
• Benefits can be extended to family and friends
• Complete confidentiality
• Dedicated staff
• Educational Lunch Learn seminars available
• Confidential

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What Are My Savings?

• HomeBenefitIQ.com can save you up to 3,650 on a
  typical 350,000 home purchase!

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Additional Services

• Monthly, we can provide your employees, an
  email newsletter that offers relevant information
  about real estate, personal finance, and updates
  on Member Privileges.
• We can, upon your request, hold training
  seminars on topics like
• First-time home buying
• Credit repair
• Buying investment properties and 2nd homes
• Choosing an adjustable rate or interest only
  loan program

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How Do I Offer HBIQ to My Employees?

• Sign the Employer/Organization Acknowledgement
• We establish a Launch Date for the program
• On Launch Date
• You email your employees that a new benefit has
  been added. (We can provide you with
  standardized email text.)
• We provide you with a letter that explains the
  program. This letter is inserted into your New
  Member Packages and given to all employees, and
  HomeBenefitIQ member cards are issued.
• Provide you with lunchroom/breakroom/worksite
  posters.
• Monthly-We will provide you with an e-newsletter
  that keeps the employees/members up-to-date on
  the changing mortgage/real estate market, along
  with updates to the Member Privilege section.

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Log-on Take Advantage

• Visit www.HomeBenefitIQ.com
• User ID (zak101107)
• Password (zak101107)
• Remember, the program is also available to family
  and friends!