MOBILE PAYMENT SERVICE: A WEB SERVICES APPLICATION Presented

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MOBILE PAYMENT SERVICE A WEB SERVICES
APPLICATION
Presented By-Sandeep PuthanPurayilRajeev
Girdhar
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Introduction

• Mobile Services
• Market for Internet Sevice Providers, Content
  Providers and M-Commerce Solution Providers.
• Growth of M-Commerce depends on Mobile Payment
  Services.
• Mobile Payment Services are one of many
  necessary support services for development of
  next generation services.

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Mobile Communication Services

• SMS Short Messaging Service
• WAP Wireless Application Protocol
• USSD Unstructured Supplementary Services Data
• Broadcast
• ToolKit

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Mobile Platforms

• Symbian Based on Psions EPOC Operating system.
  Modular 32-bit Multitasking Operating System.
  Especially designed for smart phones and
  Communicators.
• Series 60 Platform designed for Symbian OS.
  Supports Mobile Browsing, Multimedia Messaging
  Service (MMS) and Content Downloading
• Wysdom

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Mobile Payment

• Mobile Payment Principles
• Actors within a Mobile Payment System

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Characterising Mobile Payment

• Transaction Type
• -- Pay Per View
• -- Pay Per Event
• -- Pay Per Unit
• -- Flat Rate
• Settlement Type
• -- Pre-Paid
• -- Post-Paid
• Content Type
• -- Digital Goods,Digital Services,Voting,
  Ticketing
• Content Value
• -- MicroPayments
• -- MacroPayments

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Payment Scenarios

• Content Download

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Payment Scenarios

• Point of Sale

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Generic Operations in Mobile Payment

• Interaction between the Parties Involved

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Mobile Payment Standards

• Mobile Payment Services Association Orange,
  Telefonica Mobiles, Deutsche Telekom, unit
  T-Mobile International and Vodafone.
• PayCircle to develop uniform application
  programming interfaces for payment systems based
  on Internet Languages.
• OSA / Parlay Merged standard derived from OSA
  and Parlay. simplify application development for
  fixed and mobile networks and open up to a larger
  development community.
• Proprietary Interfaces

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Mobile Payment

• Financial Institutions - Various methods are used
  to authenticate the payment transaction.
• Reverse-Charge/Billed SMS - Enables consumers to
  use SMS text messaging to anonymously pay for
  access to digital entertainment and content.
• Vodafone m-pay - you to bill users directly on
  their mobile phone bill.
• MobiPay - A pilot scheme for mobile payments.
• Iti-Achat -Consumers can pay for goods by
  insertinfg their bank card into the external slot
  in their mobile handset
• Pay Box

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Mobile Payment

• Mobile Payment Proximity
• Smart Cards
• EMV
• Mobile Wallet- Micropayments
• Mobile Wallet- Wireless Technologies
• FrameWork Design
• Web Services
• XML
• SOAP
• WSDL
• UDDI

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A Web Services Framework
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Web Services Framework

• Registration Web Service

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Web Services Framework

• Charging Web Service
• Client and Session Identification

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Implementation of Mobile Payment

• Systems
• Implementation Environment and Tools
• Programming Languages
• Apaches Axis
• Apache Tomcat Server
• J2ME Wireless Toolkit
• Kannel SMS Gateway

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Framework Implementation

• 3 modes of Payment-
• Operator Billing payment method
• Credit card payment method
• Reverse SMS payment method

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Real Mobile Network Payment System

• Mobile Client-HTML and WML Browser
• Content Provider- Java Servlet Application
• Payment Service Provider - Asynchronous
  Authorisation

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Conclusion

• The proposed design and framework of a Web
  services does not provide a complete solution
• Suggests an open, extensible and interoperable

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THANK YOU