Title: grants for single moms
1www.singlemommie.com
Grants for single moms
2Assistance For Single Mothers
- There are 13 million single parents in the United
States with over 21 million children in single
parent households. - Whether you are a single mother by chance or by
choice, we are here to help you meet the
challenges of parenting, and all of the other
issues impacting your life.
3Help for Single Mothers Knowledge is Power
- As a single mother, we know the right information
can turn the light on in your world and take you
from surviving to thriving. We cover all the
issues and pack every article and page with
wisdom, resources, ideas, and real solutions to
whatever life is currently bringing your way. - Were each at a different point in our life, and
our site is created to reflect the wide range of
interests and needs of todays single mom. While
one parent may be searching for an education
grant another mom is looking for advice for her
special needs child. We cover it all.
4Here are a few of the topics youll find useful
- Scholarships and Grants for Single Moms Many
single mothers have given up on their hopes of a
solid education. We know that a college degree or
trade school certification can greatly improve
the quality of life for your single parent
household and we are dedicated to providing you
with the right information. - Youll find that we have the latest scholarships a
nd grants for single mothers, complete with links
and instructions. But we dont stop there. We
also take a candid and critical look at different
careers you may be interested in, outlining the
earning potential and providing you with the
education requirements for each. - We dont want to see you heading down a dead end
path, so we lay out clear information for each
career we cover. Want to see a career outlined
that we dont have in our database? Simply drop
us an email and well give you the details!
5Financial Help and Programs for Single Mothers
- Once in a while everyone needs a little
assistance. As a single mom, where do you turn?
There are more resources and financial help for
single mothers than you may be aware of, and we
make it our mission to provide them to you.
Whether its help with formula and diapers or
finding money for your first start-up business,
we are your source! - AssistanceForSingleMothers.com also offers our
own Hope Grant, recently launched to provide 500
worth of assistance to reach single mothers at
the point of their greatest need. The funds can
be used to help with food, utility bills,
tuition, rent, or the cost of daycare.
6Affordable Housing for Single Mother
- Are you dealing with an income thats too high
for assistance, yet too low to enjoy the quality
of life you and your child deserve? We provide
you with solid tips and inside information on
finding affordable housing, even
without government programs or section 8
assistance. - Loans for Single Mothers Whether you are
looking to start up a new business venture or
purchase your first home, you need to know the
basics of applying for loans, what to look for
and what to avoid. We also teach you how to
handle your bills, access your credit report, and
plan out a realistic budget.
7Single Parent Dating
- Feeling apprehensive about the single mom dating
scene? Now that you have the responsibility of a
child, the rules of dating have changed. That
doesnt mean you have to be a hermit. So, where
do you find balance? Weve asked our experts and
have plenty of single parent dating advice for
you. - Child support child custody These are often
touchy subjects. Child support and child
custody issues can lead to bitterness,
resentment, and brutal battles that can end up
harming your child emotionally if they are
dragged into the details. We take a healthy
approach to child support and custody by
providing resources but always suggesting that
parents take the mentally and emotionally healthy
road. Sometimes the answers arent easy, but that
doesnt mean you have to lose your peace.
8Raising healthy and happy children in a single
parent household
- another parent to bounce ideas off of, you may
wonder if youre doing things right. There are so
many decisions to make and so many questions. We
regularly provide you with insightful tips,
research statistics, and advice from
professionals on a variety of topics that affect
you and your child. - As you can see, our only mission here is to
support both you and your child (or children) and
help each of you reach your full potential as
individuals and as a family.
9Reliable Information for Single Moms
- If youve spent any time at all searching for
information or resources for single moms, youve
most likely run into more than a few roadblocks.
Some of the information found online, such as
grants for single parents, can be confusing at
best. Much of the information just leads to a
dead end. - This can be incredibly frustrating, especially
when you are desperately in need of assistance
and dont have time to deal with false
information. We promise you wont run into this
problem when visiting our site! We pride
ourselves on providing up to date, credible
information, advice and resources. We know your
time is valuable and reliable information is
vital! - Again, we warmly welcome you, and if theres
anything we can add or a topic you would like us
to cover, please leave a comment and let us know.
Your success as a single parent is our number one
priority! We want you to thrive!
10Single Mother Grants
- If you are struggling financially as a single mom
and want to break free from your current
situation, a grant can be just the vehicle that
takes you from point A to point B. Provided by
the government and completely free, a new
tomorrow might be closer than you think. - There are several different types of grants
available for women and single moms. All youll
need to do is apply, but first youll need to
know where to look and whats to be gained
through grants for single moms.
11What Are Grants?
- Grants are officially defined as a form of
financial assistance offered to individuals to
stimulate or support a certain purpose. For you,
the single mom, a grant can offer new housing, a
promising new career, or help starting a
business. - A grants shining quality is the fact that the
funds do not have be repaid, as long as you meet
all of the requirements. Note Grants are not to
be confused with benefits, entitlements, or loans
12Where Does the Grant Money Come From?
- Grants can be given to single moms by the
following types of organizations. - The federal government
- Local governments
- The state
- A company
- Research institutions
- Non-profit organizations
- What Types of Grants Are Available For Single
Moms? - There are many different types of grants
available for single moms. The most common
include - Business grants
- Housing grants
- Education grants
- Federal grants are typically the most well known,
although other organizations may also provide
financial assistance for single moms. Grants from
other organizations include certain limitations,
though. For instance, state and local grants only
apply to individuals who live within that state,
while federal grants can be used throughout the
United States. - Now that you know what grants are and what types
of grants are out there, lets discuss a few
different kinds of grants and how to find them.
13College Grants For Single Mothers
- If you are a single mom wanting to earn your
degree, college grants for single moms can get
you there. While most of these grants are not
specifically limited to single mothers or even
women, almost all provide for the needs of a
single mom. - For instance, most are based on low income. If
you are a mom raising children in this economy
without a proper education, chances are you may
not be earning what you could be. - The good news is, you may qualify for a number of
grants.
14Federal Pell Grants
- Any low income student can apply for a Federal
Pell Grant by filling out a FAFSA application
at http//www.fafsa.ed.gov. When filling out your
FAFSA it is extremely important to be honest and
provide all the documentation the government and
your schools financial aid office requests. Due
to a high number of fraudulent cases in recent
years, the FAFSA will ask for your permission to
obtain your tax records directly from the IRS.
Once you have enrolled in college, you may also
have to prove your enrolment by sending in a
receipt indicating payment of your tuition. With
a Federal Pell Grant, you can receive anywhere
from 555 to 5,550. These grants can be used for
tuition, books, housing, and transportation to
and from school.
15State and School Grants
- Locating state and school grants is a simple
process. All you need to do is contact your
colleges financial aid department and ask them
what grants are available from your specific
school or state. They will be able to point in
the direction of many different types of grants
available not only to single moms, but grants
made specifically to support the needs of an
adult student. For instance, Purdue University,
located in Indiana and found at http//www.purdue.
edu, provides a grant call the Span Plan grant.
This grant covers the tuition and books for an
adult student for one three credit-hour class, as
long as the students tuition is not covered
fully by other grants.
16Grants For Single Moms
- There are a few grants made specifically for the
single mother. The Soroptimist International of
Americas, which can be found at
http//www.soroptimist.org, provides a grant
known as the Womens Opportunity Awards. This
grant was designed to assistant women who care
for their entire household by themselves. Another
grant, provided by the Kalamazoo Womens
Education Coalition, caters to the financial
needs of low income women who are having a
difficult time trying to attend college. - Business Grants For Single Mothers
- Government grants, at the federal, state, or
local level, are available for small businesses.
It is important to note that these grants can not
be obtained specifically by a single mom, though.
They are grants for the small business, not the
individual. - Also, although many grants can be found
at http//www.grants.gov, there are specific
requirements regarding the size of each small
business must be met in order to be found
eligible for these grants. The requirements are
set by the Small Business Administration, or SBA,
located at http//www.sba.gov.
17Some of the requirements are
- 0.75 million for industries related to
agriculture - 12 million for contractors in special trades
- 28.5 million for construction business
- 6 for retail establishments
- 100 employees are required for wholesale
distributors and industries - 500 employees are required for industries related
to mining and manufacturing - While the federal government does not currently
provide individual grants to help single moms
start their own businesses, they do provide
resources like training and other types of
financial assistance. - For instance, the SBA offers many effective and
cost-worthy loans for those who wish to start or
expand their small business. - Some states will provide certain types of grants
to individuals who wish to take a stab at
entrepreneurship. For instance, Delawares
Strategic Fund provides grants or loans to
individuals who wish to start their own business. - This states Strategic Fund also provides grants
for small businesses who wish to focus on
Brownfield redevelopment or clean energy
initiatives. Expansion funding can also be
obtained if the small business has more than 100
employees.
18Housing Grants For Single Mothers
- Public Housing Agency Housing Choice Voucher
The Public Housing Agency (PHA) and the U.S.
Department of Housing and Urban Development (HUD)
join forces in order to provide single moms and
low income families with housing vouchers. This
type of grant allows single moms with low incomes
to afford adequate and safe housing for
themselves and their children. While the vouchers
may not pay for your entire rent though. The
amount you can receive with a voucher varies. For
every rent payment, you must contribute at least
30 of your pay check. The HUD voucher covers the
rest. In order to qualify for this voucher, you
must be a U.S. citizen and have what is
considered to be a low income. You must also
provide HUD with the ability to obtain
information from your employers, banks, and other
agencies to determine whether you truly qualify
for the grant. HUD itself does not provide
housing grants. They give money to each state and
the state PHA accepts applications and determine
whether applicants receive these grants. If you
are interested in obtaining a HUD housing
voucher, contact your local PHA. Contact details
for the Public Housing Agency in each state can
be found at http//www.hud.gov.
19The American Dream Down Payment Initiative
- This program, which is available through each
states HOME program, is another grant offered by
HUD that provides low income individuals and
single moms with assistance in purchasing a home.
The American Dream Down Payment Initiative, or
ADDI, pays 10,000 or 6 of the cost of your
home. In general, whichever number is higher is
what the grant will pay. They also provide you
with money for closing costs and money for
dealing with health hazards in your home such as
mold. HUD distributes funds to each states HOME
program, so you receive money directly from your
specific state. To find out more information and
locate your states HOME representative, contact
HUD at 1-800-998-9999 or visit http//www.hud.gov
for a complete list of each states HOME
department contact details. - Grants for single mothers are available by many
different organizations all over the country. If
you are in need of financial assistance, take
advantage of the many grants for single moms.