Library 155 Government Document Resources

1
Library 155 Government Document Resources The
Department of Housing and Urban Development
(HUD) Kimberly Brown, Fall Quarter 2004 Highline
Community College
2
HUD

• The Department of Housing and Urban Development
  web site www.hud.gov/

3
The HUD Secretary, Alphonso Jackson pictured here
with Sharrell Fisher, HUD helped her purchase a
92,500 home in 2002.

• The Honorable Alphonso P. Jackson
• Link above to this HUD Secretary picture

4
Roy A. Bernardi HUDs Deputy Secretary, formerly
the 51st Mayor of Syracuse, N.Y.
5
The HUD Secretarys Powers

• Some agencies reporting to HUD Secretary link to
  web site above for complete listing
• Federal Housing Administration FHA,
• Federal National Mortgage Association Fannie Mae
• Federal Home Mortgage Association Freddie Mac
• Government National Mortgage Association Ginnie
  Mae
• Office of Federal Enterprise Oversight

6
The HUD Secretarys Key Staff

• Roy A. Bernardi, Deputy Secretary
• General Counsel, see above link
• 8 Assistant Secretaries, see link above for
  complete listing
• 10 Regional Directors, see above link

7
The Secretarys Organization Chart

• Link above to HUD pdf org. chart

8
HUD Mission

• HUDs mission is to increase homeownership
• Support community development
• Increase access to affordable housing free from
  discrimination
• To embrace high standards of ethics, management,
  and accountability
• To forge new partnershipsparticularly with
  faith-based and community organizations to
  leverage resources
• And to improve HUDs community effectiveness

9
HUD Mission Priorities

• A decent, safe, sanitary home and suitable living
  environment for every American
• Fighting for fair housing
• Increasing affordable housing home ownership
• Reducing homelessness
• Promoting jobs and economic opportunity
• Empower people, restore public trust

10
What Does HUD DO?

• Works closely with Congress other Federal
  Agencies, local governments, faith-based
  community orgs., the private sector to provide
  a comprehensive, coordinated response to
  Americas housing and community development needs.

11
HUD Key Activities

• Increases homeownership opportunities by fighting
  predatory lending, simplifying the home buying
  process, helping HUD assisted renters, insuring
  loans for first time and low income homebuyers.
• Promotes decent affordable housing by expanding
  access to affordable rental housing, improving
  the physical quality and management of public
  housing.

12
HUD Key Activities

• Strengthens communities by eliminating chronic
  homelessness, mitigating housing conditions that
  threaten health, provides grants to communities
  to meet locally defined housing needs, economic
  development, and infrastructure

13
HUD Key Activities

• Ensures equal housing opportunities by resolving
  discrimination complaints swiftly, promotes
  public awareness of fair-housing law, improves
  housing accessibility for persons with
  disabilities
• Promotes participation of faith-based and
  community organizations by removing regulatory
  barriers that discourage them from partnering
  with HUD.

14
Whom Does HUD Serve?

• To provide premier service HUD employs more than
  9,000 employees in 81 field offices, existing in
  all 50 states Puerto Rico.
• In FY 2002 31 billion for HUD programs
• Via HUD agencies the Federal Housing
  Administration (FHA) and Government National
  Mortgage Association (Ginnie Mae) families who
  otherwise could not afford to purchase a home are
  helped to achieve this part of the American
  Dream.

15
Whom Does HUD Serve?

• Millions of Americans- disabled people, the
  elderly, people with HIV/AID and the homeless
  receive HUD rental assistance, enabling them to
  afford a decent place to live.
• Every State and more than 1,000 cities receive
  Community Development Block Grants, Home
  Investment Partnerships, other grants to help
  them meet local housing needs, community
  development, and basic services

16
The Honorable Alphonso P. Jackson is the nations
13th Secretary of the Department of Housing and
Urban Development. He was unanimously confirmed
by the U.S. Senate on March 31, 2004. About HUD
and the Secretarys Web Site
17
HUD Secretarys Pledge To deny anyone a
place to call home is to deny that person their
lawful share of the American Dream. I am
committed to enforcing our nations fair housing
laws, which protect the rights of any American to
live in any home in any neighborhood, and will
aggressively pursue those who ignore the law and
abrogates that right.
18
HUD Organization Chart Link to pdf org. chart at
HUD web site
19
HUD History Timeline

• 1965-Department of Housing and Urban Act of 1965
  created HUD as a Cabinet level agency.
• 1966-Robert C. Weaver 1st HUD Sec. 1st Black
  American Secretary HUD
• 1968-Civil Rights Act of 1968 prohibits housing
  discrimination, gives HUD enforcement
  responsibility, also -Riots occur after
  assassination of Dr. Martin Luther King Jr.

20
HUD History Timeline

• 1968-Housing Act of 1968 establishes Government
  National Mortgage Association (Ginnie Mae) to
  increase availability of mortgage funds for
  moderate income people using government
  guaranteed mortgage-backed securities.
• 1969-President Richard M. Nixon appoints George
  C. Romney to be 3rd HUD Sec.
• 1973-HUD lowpoint Nixon moratorium

21
HUD History Timeline

• 1973-Nixon moratorium, Sec. Romney announced an
  indefinite suspension on federally subsidized
  housing, rural housing, demonstrating disregard
  and neglect toward the nations poor, and near
  poor who rely on subsidized housing for a place
  to live. All low income housing efforts were shut
  down. NHI

22
HUD History Timeline

• 1974- Housing and Community Development Act
  creates the Community Development Block Grant
  (CDBG) program
• 1975-President Gerald Ford appoints Carla Hills,
  5th HUD Secretary 1st woman secretary
• 1977-President James Carter appoints Patricia R.
  Harris,6th HUD Secretary 2nd Black American
  secretary

23
HUD History Timeline

• 1979-Inflation hits 19, hurts homebuyers home
  mortgage lenders
• 1980-1990 HUD-symbol of government scandal
• 1981-Interest rates for FHA mortgages peak at
  15.17 up from 7 in 1972
• 1981-President Ronald Reagan appoints Samuel R.
  Pierce Jr., 8th HUD Sec. 3rd Black Amer.

24
Timeline The 1980s HUD Government Scandal

Although he was never charged with a crime or
found guilty of any wrongdoing, former HUD
Secretary Samuel R. Pierce could not escape being
associated with the HUD Section 8 low-income
public housing corruption scandal, which ended in
1989. The congressional and independent counsel
investigation into HUDs low-income housing
programs, which began after Pierce left office in
1989, resulted in prison terms for several HUD
officials and outside consultants who were
convicted of paying or receiving money in return
for favoring clients of Republican
consultants. While HUD Secretary Pierce kept a
low profile and was known as Silent Sam. At a
White House reception for big-city mayors late in
the Regan administration, Pierce shook hands with
the president only to be greeted with Hello, Mr.
Mayor. Its nice to see you. Pierce told a
suddenly embarrassed Reagan, Im a member of
your Cabinet, Mr. President.
Samuel R. Pierce HUD Secretary 1980-1989 Link to
HUD department of public housing web site Link
to Michael Liu, Assistant Sec. Public Housing
25
HUD History Timeline

• 1988-Indian Housing Act gives HUD new
  responsibilities for housing Native Americans and
  Alaskan Indian.
• 1990 Cranston-Gonzalez National Affordable
  Housing Act created the HOME Investment
  Partnership, Housing Opportunities for Persons
  with AIDS, and other programs to help the most
  need own homes obtain shelter

26
HUD History Timeline

• 1990-Mortgage rates drop to single digit 9.6
• 1992-Federal Housing Enterprises Financial Safety
  and Soundness Act creates HUD Office of Federal
  Housing Enterprise Oversight to provide public
  review oversight of Federal Home Loan Mortgage
  Corp.Freddie and the Federal National Mortgage
  Association Fannie
• 1992-Lead Based Paint Hazard Reducation Act
  passed, Mortgage rates continue to decline- 8.25

27
HUD History Timeline

• 1993-Henry G. Cisneros named 10th HUD Sec. by
  President William J. Clinton, mortgage rates at
  6.95 in July 1st Hispanic American Secretary
• 1995-Blueprint for Reinvention of HUD proposes
  sweeping changes to housing reform, consolidates
  many programs into grants, mortgage rates at 7.5
  in July
• 1996- Native American Housing Assistance and Self
  Determination Act, for block grants loans,
• Homeownership totals 66.3 million American
  households, the largest ever, mortgage rates at
  7.55 in December

28
HUD History Timeline

• 1997- December, mortgage rates at 7.3
• 1998-HUD opens Enforcement Center to take legal
  action against HUD fund recipients who violate
  laws and regulations, Congress approves Public
  Housing Reforms to reduce segregation by race and
  income, encourage and reward work, bring more
  families into public housing, and increase the
  availability of subsidized housing for very poor
  families

29
HUD History Timeline

• 1998- Mortgage rates at 6.7 in October
• 1998-Quality Housing Work Responsibility, Public
  Housing Reform Act instituted mixed income
  communities, more needy housing vouchers
• 1999- 21st Century Senior Citizen Affordable
  Housing Act elderly demographic housing options

30
HUD History Timeline

• 1999-2000 VA-HUD Appropriations Act 110,000 new
  housing vouchers for needy, homeless families
• 2000- American Homeownership Economic Opportunity
  Act Expanded homeownership for low income, the
  disabled, senior citizens and Native Americans

31
HUD History Timeline

• 2000- Community Renewal and New Markets
  Initiative Increased economic development in
  moderate to low income rural urban communities,
  increased supply of Low Income Housing Tax
  Credits and Private Activity Bonds

32
HUD History Timeline

• 2000- Americas homeownership rate reaches a new
  record high of 67.7!!! A total of 71.6 million
  American families own their own home! More than
  at any time in American history
• 2001-President George W. Bush names Mel Martinez
  to be 12th Secretary of HUD 2nd Cuban Hispanic
  American Secretary

33
Richard Syron, the new Chairman and CEO of
Freddie Mac Link Freddie Mac site
HUD History Timeline, the Freddie Mac 5 Billion
Dollar Scandal, 2003
2003 To close the books on its broad
accounting scandal, Freddie Mac, the Federal Home
Mortgage Corporation agreed to pay 125 million
to settle charges that it manipulated earnings
over the past three years. HUDs Office of
Federal Housing Enterprise Oversight, which
oversees Freddie Mac, and Fannie Mae-the Federal
National Mortgage Administration, said Freddie
ignored accounting rules and made transactions
solely for the purpose of masking earnings
volatility. Weaknesses existed in every aspect of
Freddie Macs accounting process. Richard Syron
became the new CEO of Freddie when former CEO
Leland Brendsel, and two other top executives
were forced to resign in June of 2003. Freddie
Mac President David W. Glenn was fired.
34
HUD History Timeline

• 2004-President George W. Bush names Alphonso
  Jackson to be 13th HUD Secretary
• 2004- November Seattle mortgage rates from 4.75
  on ARM up to 5.8 for 30yr, fixed (mortgage
  rates)
• 2004- 3rd QTR homeownership rate is 69, up fro
  67.7 in 2000! 74 million HO

35
About HUD Secretaries

• HUD Secretaries web site

Harris
Landrieu
Cisneros
Romney
Pierce
Kemp
Cuomo
Martinez
13th HUD Secretary Alphonso P. Jackson
36
HUD Photo Gallery 1st HUD Secretary 1966
Robert Clifton Weaver, the great-grandson of a
slave, and the first Secretary of HUD. In 1966
President Lyndon B. Johnson appointed him to head
HUD. He received his B.S.-1929, M.A.-1931, and
Ph.D.-1934 from Harvard University
37
HUD Photo Gallery 5th HUD Secretary 1975
Carla Hills, the daughter of a millionaire grew
up in Beverly Hills. Received her B.S. from
Stanford, a juris doctorate Law degree from Yale.
Appointed to be the 5th HUD Secretary by
President Richard Nixon in 1975.
38
HUD Annual Budget

• Fiscal Year 2004 50 of HUDs 32 billion
  budget goes to fund Section 8 Housing subsidies.

39
Local HUD Activity (1)

• Seattle 37.5 million HOPE VI HUD grant funding
  for the construction of a 21st century national
  model of low income housing- High Point.
• HOPE VI grants are a HUD program to provide
  public housing that weaves existing into existing
  communities, rather than building separate,
  stigma inducing pockets.

40
Local HUD Activity (1)

• The High Point complex is a new prototype. It
  will be Built Green environmentally sustainable
  housing, designed to decrease the risk factors
  that cause asthma among low-income children.
• Will be a 120 acre housing development, with 366
  low-income units, and 100 senior low-income
  units.
• Will be built on a barren lot in West Seattle as
  a replacement for World War II public housing
  that was demolished several years ago. The
  groundbreaking ceremony was June 30,2004.

41
Local HUD Activity (1)

• High Point is an excellent example of how HUD
  provides grants to communities to meet locally
  defined needs for housing, economic development,
  infrastructure, and jobs.
• SvR Design Company, is the Seattle based civil
  engineering design company that provided the
  collaborative landscape, irrigation, civil
  engineering design and planning services for High
  Point.

42
Local HUD Activity (1)

• High Point will have a landscaped pond, catch
  basins for storm runoff, cypress, pine, and maple
  trees, pocket parks, porous sidewalks and streets
  to help control runoff and pollutants.
• Porches on homes will face the streets, fences
  will be low to encourage neighborliness, library,
  medical/dental clinics, schools and shop within
  walking distance.
• For families with incomes at or below 30 of the
  Seattle median income level, which is 23,350

43
Local HUD Activity (1)

• High Point web site
• Other Seattle HOPE VI Housing Projects are
• New Holly web site 50 million HUD 255 million
  private partner dollar
• Rainier Vista web site 35 million HUD
• Westwood Heights web site 17 million HUD

44
Local HUD Activity (2)

• HUD federal auditors are investigating fraudulent
  spending and mismanagement of millions of
  dollars in federal housing grants by the Tualip
  Tribal Housing Board.
• Because of long-standing problems dating back to
  1997 HUD audits, anomalies which created the
  potential for waste, fraud, and abuse, HUD
  intends to impose remedies against the Tualip
  Housing Authority that could include cutting the
  tribe off from future grants.

45
Local HUD Activity (2)

• HUD audits reavealed that the Tualip Housing
  Authority
• Misused and abused a 2.5 million grant for
  low-income housing by favoring wealthier
  applicants, their friends and family members.
• Built 8 homes with HUD grants for family members
  who exceeded income guidelines.

46
Local HUD Activity (2)

• Tualip tribe housing commissioners
  inappropriately spent 1.2 million in grant money
  for travel to resorts in Washington Nevada, and
  on fleece vests, personal organizers, a whale
  watching cruise, other illegal expenditures.
• They ignored HUDs order to repay the money.

47
Local HUD Activity (2)

• In August 2004, the Tualip Council fired all 7
  council tribal housing commissioners of the
  Tualip Housing Authority, all financial records
  have been seized secured, are under
  investigation by HUD.
• On October 29, 2004, Dale Michael Jones, the
  former chairman of the Tualip Tribal Housing
  Board of commissioners from 1993 to 2002 pleaded
  guilty in the U.S. District Court of Seattle to
  embezzlement of HUD funds.

48
Local HUD Activity (2)

• Mr. Jones faces 10 years in prison, a 250,000
  fine, repayment of 23,500.
• HUD sanctions against the Tualip Housing Board
  may include blocking future housing grants to the
  tribe, freezing existing grants and requiring the
  tribe to repay 12.4 million awarded by HUD since
  1998.
• Tualip Tribe Embezzlement web site

49
Local HUD Activity (3)

• The HUD Section 8 Housing Choice Voucher (HCV)
  program helps almost 2 million American families
  find affordable housing on the private market.
  HCV program is highly successful and has been
  called the linchpin of public housing for the
  poor. Section 8 is 50 of HUDs budget.
• Unfortunately in 2004 due to Congress decreasing
  HUDs budget, HUD was forced to reconfigure its
  methods for funding HCV which has resulted in
  Section 8 voucher cuts that will total approx.
  93 million, cutting housing aid to 250,000
  families nationally by eoy.

50
Local HUD Activity (3)

• Most of the families who receive HCV subsidies
  live at or below the poverty level. They pay 30
  of income to rent, HCV supply the remainder for
  housing.
• For Washington State this means 2, 846 Section 8
  families will probably not receive HCV vouchers,
  which will cause landlords to tell them to vacant
  the premises, thus increase homelessness.

51
Local HUD Activity (3)

• Over 300 people protested the HUD HCV cuts
  proposed by the Bush Administration outside of
  the Seattle Federal bldg. on 8/4/04, per The
  Seattle Post-Intelligencer
• First baby due Dec. 2nd, Homeless Jan.1st, read
  one sign held by a couple whose housing is
  threatened.

52
Local HUD Activity (3)

• HUD Section 8 HCV cuts impact Tacoma. A Tacoma
  Housing Authority commissioner told a crowd of
  hundreds who attended a public meeting recently
  that 400 families might soon become homeless.

53
1968 Civil Rights Fair Housing Act, Enforced by
HUD link to HUDs Office of Fair Housing and
Equal Opportunity

• Prohibits discrimination in housing because of
  race or color, national origin, religion, sex,
  familial status, an handicap disabilities.
• Prohibits blockbusting which is persuasion of
  owners to sell or rent for profit, falsely
  denying that housing is available for inspection,
  sale or rental.

54
1968 Civil Rights Fair Housing Act, Enforced by
HUD

• Prohibits on the basis of race, color, national
  origin, religion, sex, familial status, or
  handicap disability refusal to rent or sell
  housing
• Refusing to negotiate for housing
• Denying a dwelling
• Setting different terms, conditions, or
  privileges for sale or rental of dwellings
• Denying anyone access to or membership in a
  facility or service related to the sale or rental
  of housing

55
HUD Housing Discrimination Enforcement

• If you feel you believe you are being
  discriminated against while seeking to rent or
  purchase housing, file your complaint online at
  http//www.hud.gov/complaints/housediscrim.cfm
• Or telephone toll-free 1-800-669-9777

56
HUD Contacts in Washington

• Seattle Regional Office
• Seattle Federal Office Building909 First Avenue,
  Suite 200Seattle, WA 98104-1000
• Phone [phone]Toll-free 1 (877)
  741-3281Fax [phone]TTY (206)
  220-5254 Jurisdiction Western
  Washington John Meyers, Regional
  DirectorContact the Regional Director's
  Office Office Hours 800 a.m. to 500
  p.m.,Monday through Friday

57
HUD Contacts in Washington

• Tacoma Housing Authority
• 902 S. L St.
• Tacoma, WA, 98405
• Telephone [phone]

58
Bibliography (1of)

• Mortgage rates- http//www.hsh.com/indices/nmcr90s
  .html
• http//biz.yahoo.com/b/r/mm014.html
• HUD History http//www.hud.gov/library/bookshelf1
  8/hudhistory.cfm
• http//www.yale.edu/opa/v31.n11/story5.html Carla
  Hill photo
• http//search.eb.com/blackhistory/micro/633/70.htm
  l Robert C. Weaver photo
• http//www.hud.gov/local/la/library/archives/2003-
  06-23.cfm Alphonso P. Jackson, Sharrell Fisher

59
Bibliography

• HUD Section 8 Housing Cuts- http//www.nahro.org/p
  ressroom/2004/200410renewalstudy.pdf
• High Point- http//www.sea-pha.org/Development/hig
  hpoint/highpoint.html
• New Holly- http//www.sea-pha.org/Development/rai
  niervista/rainiervista.html
• Ranier Vista- http//www.sea-pha.org/Development/r
  ainiervista/rainiervista.html
• Westwood Heights http//www.sea-pha.org/Developmen
  t/rox/roxbury.html

60

• Tualip HUD Embezzlement Scandal-
  http//www.indianz.com/News/2004/005081.asp
• HUD Section 8 HCV Cuts- http//web.lexis-nexis.com
  /universe/document?_m1918e4d71842afe8096dd15bb4e1
  3544_docnum11wchpdGLbVlz-zSkVA_md51c13291c65
  a792af4c70197c4013333d
• http//images.google.com/imgres?imgurlhttp//www.
  detnews.com/pix/2000/11/04/pierce250.jpgimgrefurl
  http//www.detnews.com/2000/obituaries/0011/05/-1
  43867.htmh190w150sz14tbnidPj2Jyy05bx0Jtb
  nh96tbnw76start3prev/images3Fq3Dsamuel2B
  r2Bpierce26hl3Den26lr3D Samuel Pierce,
  1980 HUD Housing Scandal