Helpful Information on ULIP Plans

1
An Overview on ULIPs

• - www.aegonreligare.com

2
What Are ULIPs?
3

• ULIPs stand for Unit Linked Insurance Plans.
• They are the combo package of insurance and
  investment portfolios.
• Normal insurance plans are only designed to
  protect our lives. They do not ensure savings for
  our future.
• To overcome this, ULIPs are introduced. Here, the
  premiums are invested in stock markets and this
  helps us by returning better income on the
  maturity period.
• The insurance company or the insurer subtracts
  charges towards life insurance, fund management,
  administrative charges and the remaining premium
  is used as investment in funds that in return
  invests money in stocks or some bonds.
• In short, ULIP Policies gives you insurance
  safety as well as wealth creation opportunities.

4
Multiple Benefits of ULIP Plans
5

• Protection and safety as in any insurance policy
• Investment
• Savings
• Flexibility
• Adjustable Life Cover
• Investment Options
• Transparency
• Death Benefits
• Disability
• Benefits over critical illnesses
• Surgeries
• Tax Benefits
• And More

6
Why ULIP Policies Work Best for People in The Age
Group 25 40 Years?
7

• After life insurance, it is a good investment
  option.
• They need an investment period of at least 10-15
  years so that one can get maximum benefits.
• It combines basics of insurance policies and
  funds.
• One can easily switch to funds at lowest costs.
• We can withdraw some portion or complete corpus
  after a period of 3 years.

8
Tips for Investing in ULIP Plans
9

• Understand in brief about ULIPs This is the
  most important step before investing in ULIPs..
  This will help you take the most critical
  decision. Very easily. One can check online ULIP
  Plans in newspapers, websites of various
  financial companies.
• What is the best risk value are you willing to
  take? Ones risk appetite is the best in
  determining which plan to choose.
• Check out the multiple ULIP policies available in
  the market Compare the various products and
  parameters for every service.
• Will you get a minimum guarantee? Always
  inquire if your ULIP plan is offering you a
  minimum guarantee and what is the cost inclined
  with this facility?
• Find out options to increase your premium money
  and free switches

10
Contact Details
11

• For more information on eligibility criteria and
  other health benefits
• Call 1800 209 9090
• SMS GUARANTEE to 56677
• www.aegonreligare.com
• Centers spread across 118 cities in India.

12
Thank You