Paying in instalments

1
Paying in instalments

• OR
• Purchasing goods over a period of time

2
Product

• TVCRT 37-39 VERYO VR-1441TX
• Diagonal-37cm (14")
• Bifonic
• Teletext

3
Prices

• Straight away 249.90 RON
• In instalments
• - 7.17 RON in 60
  months
• - 8.19 RON in 48 months
• - 9.91 RON in 36 months
• - 13.37 RON in 24 months
• - 23.80 RON in 12 months

4
Total payment by instalments

• 60 MONTHS 430.20 RON
• 48 MONTHS 393.12 RON
• 36 MONTHS 356.76 RON
• 24 MONTHS 320.88 RON
• 12 MONTHS 285.60 RON

5
Percentage

• According to the surveys, about 60 percent of
  people are buying different objects by
  instalments, and 40 buy them straight away.

6
Positive things about buying in instalments

• 1- You pay less money at once
• 2- The paying period can be extended up to 60
  months
• 3- Some people think its cheaper this way
• 4- You can use the products you buy before or
  upon first payment

7
Negative things about buying in instalments

• 1- You pay MORE money
• 2- The object is not entirely yours during the
  instalment
• 3- If you dont pay on time they take the
  respective product back
• 4- You have more taxes to pay.

8
THE GREEN TEAM

• Mihalcea Dan
• Olteanu Cosmin