Mobile Banking

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Mobile Banking

• The perfect balance of mobile
  convenience and account holder activated security
  features

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• Mobile Banking Features

• Until now, you have had to depend upon banks to
  conduct your banking transactions and to keep
  your account secure.
• Now, with your cell phone, you can instantly
  conduct banking transactions and secure your own
  accounts.
• You receive instant text messages on any
  transaction activity against your account,
  including your current account balance.
• Your available options on account notifications
  are

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• Mobile Banking Features

You can be notified whenever a card not
present purchase has been made (typically an
Internet, or phone purchase)

• The first step to security is awareness. It
  is nearly impossible to take effective action if
  you dont know that unauthorized activity has
  taken place on your account until your statement
  has been received 30 days later.

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• Mobile Banking Features

when account balance has dropped below a
pre-determined level you have established
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• Mobile Banking Features

• when a deposit or transfer has been
  credited to your account

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• Mobile Banking Features

• or you can choose to receive a
  notification whenever any purchase is made on
  your card account

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• Mobile Banking Features

• in addition to purchases, you will receive
  notification of any ATM withdrawals

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• Mobile Banking Features

Or for the ultimate in security, you can
instantly disable (toggle off) your account with
your cell phone, and you can as quickly turn it
back on (toggle on) when you are ready to make a
purchase... No new purchases can be made when
account is toggled off. Transfers to the account,
deposits, auto-bill pay remain active.
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• Mobile Banking Features

• You can even be notified if there is an
  attempted use while your card is toggled off
  (disabled)!

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• Mobile Banking Features

• You can choose which of these features are right
  for you.

Activation can be completed online at
http//wcb.rbaintl.com or by calling Cardholder
Services at 866-695-5400 and press 0 for live
service.
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• Mobile Banking Features

• Account-to-Account transfers
• The account-to-account transfer feature enables
  you to use your cell phone to instantly transfer
  money to other account holders, and to make
  purchases or payments.
• These transfers can be made by typing in either
  the recipients cell phone number or their card
  account number.
• You can receive an instant transfer of funds to
  your account by simply providing the sender your
  cell phone number.

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• Mobile Banking Features

• Subordinate card issuance and controls
• A primary account holder can have subordinate
  cards issued in the name of the card user.
  Subordinate cards can be controlled by the
  primary, including limits of usage.
• The most common issuance of a subordinate
  account is for a minor child (13). Parents may
  exercise controls over the card with instant
  notification of usage.
• Subordinate cards provide corporate expense
  controls for field staff or project personnel.
  These accounts can even be used to automate
  expense reporting.
• Now, with the Mobile Banking features, you can
  always know the balance on the subordinate card,
  and be instantly notified of any retail,
  Internet, or phone purchases, ATM withdrawals,
  and receipt of deposits and transfers.

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• Mobile Banking Features

• Mobile Banking blends our state-of-the art
  secured
• banking and payment technologies with mobile
  phones.
• Now you are in control,
• and it wont cost you a penny!
• Which features would
• you like today?

Text message carrier fees may apply