Bills

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Bills

• Stress

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This was brought to you by
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Family Relationships

• What kind of stresses are you suffering
  from? Our group is learning about
  the stresses and problems that can occur in a
  family relation ship. Bills can often become a
  large problem in the family household. There can
  be many problems in the household including
  bills.

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Different stresses

• There are many types of stresses . Most people
  dont think of them as being hazardous their
  health. We are trying to find some of the worst
  stresses and how to deal with it . Most people
  think of stresses as being hard on yourself
  and aggravating. Well from this page we hope
  youll take some of this info seriously and surf
  the web pages.

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Depression

• One source of depression for family members can
  be the traumatic event itself. All traumas
  involve events where people suddenly find
  themselves in danger. When this happens in a
  situation or place where people are used to
  feeling safe, just knowing the event happened
  could cause a person to lose faith in the safety
  and predictability of life. For example, if a
  woman gets mugged in the parking lot of a
  neighborhood shopping center, her family may find
  they feel depressed by the idea that they are not
  really as safe as they thought they were, even in
  their own neighborhood.

• It can also be very depressing when a traumatic
  event threatens a person's ideals about the
  world. For instance, if a man gets traumatized in
  combat by seeing someone tortured, it can be very
  depressing to know that people are capable of
  doing such cruel things to each other. Before the
  man was faced with that event, he may have been
  able to believe that people are basically good
  and kind. www.ncptsd.org/facts/specifi
  c/fs_family.html

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• One of the first reactions many family members
  have is sympathy for their loved one. People feel
  very sorry that someone they care about has had
  to suffer through a terrifying experience. And
  they feel sorry when the person continues to
  suffer from symptoms of PTSD and other trauma
  responses. It can be helpful for the person who
  has experienced the trauma to know that his or
  her family members sympathize with him or her,
  especially just after the traumatic event occurs.

• This was brought to you by
  www.ncptsd.org/facts/specific/ fs_family.html

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Negative Feelings

• Sometimes family members have surprisingly
  negative feelings about the traumatized family
  member. They may believe the trauma survivor no
  longer exhibits the qualities that they loved and
  admired. A person who was outgoing before a
  trauma may become withdrawn. A person who was fun
  loving and easy-going before a trauma may become
  ill tempered. It may be hard to feel good toward
  a person who seems to have changed in many ways.
  Family members may also respond negatively to
  behaviors that develop following a trauma. For
  instance, family members may be disgusted by a
  woman's over-drinking in response to a trauma.
• Family members may also have negative feelings
  about the survivor that are directly related to
  the traumatic event. For example, a wife may no
  longer respect her husband if she feels he didn't
  behave bravely during a traumatic event. A
  husband whose wife was raped may feel disgusted
  about what happened and wonder if she could have
  done something to prevent the assault. A son may
  feel ashamed that his father didn't fight back
  when he was beaten during a robbery. Sometimes
  people have these negative feelings even when
  they know that their assessment of the situation
  is unfair. http//www.ncptsd.org/facts/sp
  ecific/fs_family.html

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• Stress on bills By Bryant Anglin
• We learned that there is stress on bills because
  people can get frustrated that they are in
  obligation or exhaustion from having to pay
  bills. So they will take it out on family and
  friends. So it does not just get the person
  stressed but the relatives or friend. That is at
  lease one way that bills are a stress.

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A test

• Q. Okay, you're going to pay my bills. How do you
  get the funds to pay them?
• A. There are a number of ways this can be
  accomplished. The two most widely used are
  payroll deduction/direct deposit into a TPBS
  account. Or, TPBS electronically drafts your
  checking or savings account. TPBS can draft from
  any bank in the U.S. through the Federal Reserve
  System.
• Q. Not all my bills have the same amount due
  every month. How do you know how much to pay and
  how does this affect your electronic drafts on my
  checking or savings account?
• A. Those bills that change monthly are sent
  directly to TPBS. Your payroll deduction/electroni
  c drafts are based on quarterly averages and very
  rarely change. If they do need to change, a phone
  call is all it takes.
• Q. If I want to add or subtract bills from my
  TPBS account, do I need to contact my creditors?
• A. Yes, although TPBS provides all the pertinent
  information needed to process your payment, your
  creditors will need to know where to send the
  statements.
• Q. How do I know TPBS is paying my bills and
  paying them on time?
• A. When you sign up for TPBS' services, a legally
  binding "AGENT AGREEMENT" protects you as a
  client. You will receive regular statements for
  TPBS that enable you to monitor and track your
  finances and you will continue to receive your
  monthly statements from your creditors.
• Q. How does TPBS send payments?
• A. It depends on the capabilities of your
  creditor. We'll send either an electronic
  transfer or a TPBS Company check. A Company check
  is preferred by most and is sent at least 5 days
  prior to the due date.
• Q. What do I do with the coupons that are sent
  with my payments?
• A. TPBS will send them in with your payment or
  you can throw them away. We provide all the
  pertinent information your creditor needs to
  process your payments.
• Q. How does TPBS ensure the confidentiality and
  security of my account?
• A. TPBS will assign you an individual account
  number that only you will have access to. We also
  give you the option of adding a Personal Account
  Code (PAC) for added security. Your TPBS account
  number and your PAC, if applicable, will be the
  minimum required to gain access to your account.
• Q. Your services seem simple and straight forward
  enough but, will I lose control over my accounts
  and/or finances?

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This project was put together by

• Producer Justin Redding Webmaster
  David Black Researchers Kameron
  McKenzie Bryant Anglin
  special thanks to The National Center for Post
  traumatic stress disorder . Thank-y
  ou for watching our show