Title: PacifiCare HMO/MCO 101 Presentation
1PacifiCare HMO/MCO 101 Presentation
2The purpose of this PowerPoint presentation is to
provide a general overview of what you might want
to include in a presentation given to either a
new group or renewing group during enrollment
season. Please verify that the information in
the slides you choose to use is applicable to
your region. Because there are so many different
plan offerings and nuances in each market some
information may not be applicable for your
region. Please feel free to add or delete slides
and/or language as needed.
3- HMO / MCO plans
- If cost of coverage is the concern, an HMO / MCO
may be the right choice. Care is provided
entirely within a single HMO / MCO network, and
the out of pocket expenses are general small. - Members select a primary care physician from the
health plans network of contracted providers to
coordinate all of their care - They see a primary care physician for covered
services as often as they need and obtain
referrals for specialist services - They pay a co-payment for designated services
- Little or no paperwork or claim forms are
required - There are no pre-existing exclusions
- Coverage includes preventive health care, most
immunizations and physical examinations at
regular intervals
4Who are the Primary Care Physicians (PCP)
- Family Practice
- General Practice
- Internal Medicine
- Pediatrics
5What benefits are included in the HMO/MCO plan?
- PCP office visits at a set copay per visit
- Specialist visits at a set copay per visit
sometimes twice the PCP copay - Hospitalization usually paid at 100 or
may include a copay - Emergency at a set copay (waived if
admitted) - Urgent Care at a set copay
copay usually the same as the PCP office
visit
6What benefits are included in the PacifiCare HMO
plan cont...?
- Ambulance
Paid at 100 or a copay may apply - Standard Lab X-Ray a set
copay applies per visit waived it provided
as part of office visit - Specialized Scanning Imaging a set copay
applies per procedure - Rehabilitative Therapy a
set copay per therapy treatment - Physical, Occupational, Speech Therapy
- Limited to a specific number of visits per year
7Prescription Medication (If applicable)
- PacifiCare Formulary
- Generic a set copay (30 day supply)
- Brand-Name Drugs a set copay copay
(30 day supply) - Non-Formulary Drugs Require Pre-authorization
- Mail-order prescription service available through
Prescription Solutions just call 1-800-562-6223
8Health Improvement Programs
- Pregnancy to Preschool
- Menopause Understanding your Options
- 24 Hour Information Nurse Line
- Taking Charge of Your Heart Health
- Taking Charge of DiabetesSM
- StopSmokingSM
9PacifiCare PerksSM PacifiCare Perks services
and/or products are administered through
PacifiCare Health Plan Administrators, a
subsidiary of PacifiCare Health Systems.
- Exclusive Members-Only discount program
- Includes discounts through vendor arrangements
- Family safety products, health clubs, alternative
care, vitamins, vision care services, natural
body care products and much more!
10PacifiCare HealthCreditsSM
- Value-added program designed to help lower health
care costs and increase employee productivity - Available to all PacifiCare commercial medical
members at no additional premium cost - Encourages and rewards employees who actively
participate in - PacifiCares VirtualHealthClubSM
- Completing a Health Risk Assessment
- Health and disease management programs
11Honors Recognition
- A Fortune Global 500 Company -- PacifiCare ranked
496 in Fortune Magazine's annual listing of the
500 largest corporations in the world, July 26,
2004 - Innovators Award sponsored by Health Insurance
Association of America - Health Financing Innovator Award from the
Foundation for Accountability - American Business Awards Stevie award Finalist,
Womens Health Solutions Best New
Product/Service - One of the Best Places to work for Latinos,
Hispanic Magazine - 10 Best Companies for Asian Americans, Asian
Enterprise Magazine - Black Chamber of Commerce 2004 Corporation of the
Year - Selected by local providers for being the best
performer among HMOs
12PHS Quality Pedigree Quality Accountability
- NCQA Accreditation
- QUALITY INDEX Profile hailed by purchasers,
regulators, consumers, providers, CMS, NCQA, IOM,
AHRQ - HEDIS - Met or Exceeded Industry Average in 5
HEDIS Effectiveness of Care Measures compared to
California Health Plan Competitors - Ranked 1 for Patient Satisfaction Among Network
Model HMOs in California (Consumer Reports,
October 2001) - AAHPs 2001 National Exemplary Practice Award for
Congestive Heart Failure Program (CHF) in Colorado
13PacifiCare of Arizona - Quick Facts
- NCQA Status Excellent (Commercial) and
Commendable (MedicareChoice) - Rated among the top-five NCQA Accredited plans in
Arizona - Highest rated health plan in Arizona as reported
in NCQAs Quality Compass. - AM Best Rating B Very Good
14PacifiCare of California Quick Facts
- NCQA Status Excellent (Commercial HMO/POS) and
Commendable (MedicareChoice) - Highest rated health plan in California as
reported in NCQAs Quality Compass. - Highest average ratings in CAHPS, cardiovascular
health, womens health and rated second in
category of young families. - AM Best Rating A- Excellent
15PacifiCare of Colorado - Quick Facts
- NCQA Status Excellent (both Commercial HMO/POS
and MedicareChoice plans) - HEDIS and CAHPS Scores
- AM Best Rating B Very Good
16PacifiCare of Nevada - Quick Facts
- NCQA Status Commendable (both Commercial and
MedicareChoice plans) - Highest rated health plan in Nevada as reported
in NCQAs Quality Compass. - AM Best Rating B Very Good
17PacifiCare of Oklahoma Quick Facts
- NCQA Status Excellent (both Commercial and
MedicareChoice plans) - Rated among the top-five NCQA Accredited plans in
Oklahoma - AM Best Rating B Very Good
18PacifiCare of Oregon - Quick Facts
- NCQA Status Excellent (both Commercial and
MedicareChoice plans) - HEDIS and CAHPS Scores
- AM Best Rating B Very Good
- AHIPs National Exemplary Practice Award for the
Taking Charge of Diabetes Program in Oregon
Washington
19PacifiCare of Texas - Quick Facts
- NCQA Status Excellent (Commercial) and
Commendable (MedicareChoice) - Rated among the top-five NCQA Accredited plans in
Texas - AM Best Rating B Very Good
20PacifiCare of Washington - Quick Facts
- NCQA Status Excellent (both Commercial and
MedicareChoice plans) - HEDIS and CAHPS Scores
- AM Best Rating B Very Good
- AHIPs National Exemplary Practice Award for the
Taking Charge of Diabetes Program in Oregon
Washington
21Customer Service
- First Call Resolution
- Expanded hours of operation
- New Member Welcome Campaign
- IVR/ASR/CTI
- Member Satisfaction drivers
22PacifiCare Customer Service
1-800-347-8600
Available 7 a.m. - 8 p.m. Monday -
Friday Spanish Speaking Associates Also
Available
23PacifiCare on the Web
- www.pacificare.com
- HMO Provider Directory
- Formulary
- Frequently Asked Questions
- Health Improvement Programs
- PacifiCare Perks
- Contact Us area
- Online Member Publications
24How to Enroll with PacifiCareIts as Easy as
1,2,3!
- Select a PCP
- Complete your Enrollment Form
- Submit your Enrollment Form to your Employer